Lake County Bankruptcy Lawyer
Fighting For Your Rights
Attorney Juan Burgos Accidents | Bankruptcy
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Results may vary depending on your particular facts and legal circumstances.
Debt Relief for Clermont, Leesburg, and Beyond
Lake County is one of the fastest-growing regions in Florida, but that growth has come with a price. From the skyrocketing home values in Clermont and Minneola to the rising cost of healthcare impacting retirees in Leesburg and The Villages, many residents are finding that their income simply cannot keep up with inflation.
At Juan Burgos Law, we understand that debt in Lake County looks different than it does in downtown Orlando. You might be struggling to save a family home with significant equity, or drowning in medical bills despite having Medicare. We use federal bankruptcy protection to stop foreclosures, silence aggressive creditors, and give you the breathing room to enjoy the “Lake Life” again.
Serving Communities Across Lake County
Select your location to see specific legal information for your city:
Financial Challenges Unique to Lake County
Our strategy is tailored to the specific economic pressures faced by residents in this region:
🏡 The “House Poor” Trap (South Lake)
In Clermont and Minneola, property values have surged. While this builds equity, it also raises taxes and insurance. Many families are “house poor”—they have a valuable home but are using credit cards to buy groceries. We can often use Chapter 7 to wipe out the credit card debt while you keep the house and its equity using the Florida Homestead Exemption.
🏥 Medical Debt & Fixed Incomes (North Lake)
For retirees in Leesburg, Eustis, and Lady Lake, a sudden illness can be financially devastating. Even with insurance, copays and out-of-network costs add up. Bankruptcy can discharge 100% of unsecured medical debt, protecting your social security income and retirement accounts from aggressive hospital collections.
Protecting Your Lake County Assets
Residents here love the outdoors. A common fear is losing recreational assets. Here is the reality:
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Boats and RVs: Can you keep your boat? Maybe. If you don’t own a home (and don’t use the homestead exemption), we can use the “Wildcard Exemption” (up to $4,000) to protect other assets like a modest boat or RV. In Chapter 13, you can almost always keep these assets as long as you can afford the payments. - ➤
Small Businesses: Lake County is full of small shops in Mount Dora and Tavares. If your business is struggling with SBA loans or MCA debt, we can help you reorganize or close gracefully without losing your personal assets.
Lake County Bankruptcy FAQs
Do I have to drive to Ocala or Orlando for court?
Lake County cases are typically filed in the Orlando Division of the Middle District of Florida. However, in 2026, the vast majority of “341 Meetings” (Creditor Meetings) are held remotely via video or phone. You can usually complete the entire process from the comfort of your living room without commuting.
Will my HOA in Clermont foreclose on me?
HOAs are very aggressive in Florida. If you are behind on dues, they can foreclose faster than a bank. Filing Chapter 13 Bankruptcy immediately stops this process and allows you to pay back the past-due HOA fees over a 3-to-5-year plan, saving your home.
Financial Stress in Lake County?
Protect your home in the hills and your peace of mind.
Communities We Serve in
Lake County
Gracias a su apoyo pude organizar mi situación financiera y atravesar este proceso con confianza y esperanza.
Lo recomiendo 100 % a cualquier persona que necesite un abogado de bancarrota responsable, comprometido y verdaderamente interesado en ayudar a sus clientes.
¡Mil gracias por todo, abogado Burgos!