Casselberry Bankruptcy Lawyer | Debt Relief in 32707 & 32730
Fighting For Your Rights
Attorney Juan Burgos Accidents | Bankruptcy
Free Consultation
Results may vary depending on your particular facts and legal circumstances.
Casselberry is a community of hard-working families, but the rising cost of living in Seminole County is pushing many to the breaking point. With a median income lower than the county average and rents increasing by over 2% even in older complexes, many residents are one emergency away from financial disaster.
If you are struggling to pay bills in Fern Park, facing eviction near Lake Howell, or dealing with aggressive debt collectors calling you day and night, you are not alone. Juan Burgos Law is your local advocate, helping Casselberry residents use federal bankruptcy laws to stop the harassment and start over.
Why Casselberry Residents Are Filing in 2026
The economic pressure in our area is specific. We see three main drivers for bankruptcy in Casselberry this year:
1. Aggressive Debt Collection
Florida has seen a 150% surge in abusive debt collection calls in 2025. Residents in Casselberry report harassing calls threatening arrest or wage garnishment. The Automatic Stay (which kicks in when you file bankruptcy) stops these calls instantly. It is illegal for them to contact you once we file.
2. The “Older Home” Trap
Many homes in Casselberry were built in the 70s and 80s. With insurance premiums tripling and older roofs needing replacement to maintain coverage, many homeowners are “house poor.” Chapter 13 allows you to reorganize debts so you can afford necessary repairs and keep your insurance.
3. Retail & Service Industry Instability
Many residents work in local retail or service jobs along US 17-92. Fluctuating hours and lack of benefits mean medical bills often end up on credit cards. Chapter 7 wipes out this unsecured debt completely.
Bankruptcy Options for Casselberry Families
Chapter 7: The Reset
Best for renters or families with high credit card/medical debt and little equity.
- Result: Wipes out debt in 4-6 months.
- 2026 Income Limit (1 Person): Approx. $68,085 (If you earn less, you likely qualify).
Chapter 13: The Saver
Best for homeowners who need to stop foreclosure or catch up on car payments.
- Result: Stops foreclosure immediately.
- Plan: Consolidates arrears into a 3-5 year payment plan.
Local Court Information
Casselberry residents fall under the Orlando Division of the Middle District of Florida.
Courthouse: 400 W. Washington Street, Orlando, FL 32801.
(Note: Most hearings, including the 341 Meeting, are currently held virtually via Zoom or phone, saving you the drive to downtown Orlando).
Asset Protection: Keep Your Car
Commuting from Casselberry to Orlando or Sanford requires a car. Under Florida’s 2026 Exemption Laws, you can protect up to $5,000 in equity in your vehicle (or $10,000 for couples). This increased limit saves most of our clients’ cars from liquidation.
Stop the Creditors Today
Whether you live in Deer Run or near Red Bug Lake Park, you deserve financial peace. Don’t let debt dictate your life.
Juan Burgos Law offers free, confidential consultations. We speak English, Spanish, and Portuguese.
Free Debt Analysis for Casselberry
Serving Casselberry, Fern Park, and Goldenrod.
Disclaimer: Juan Burgos Law is a debt relief agency designated by Congress. We help people file for bankruptcy relief under the United States Bankruptcy Code.
Gracias a su apoyo pude organizar mi situación financiera y atravesar este proceso con confianza y esperanza.
Lo recomiendo 100 % a cualquier persona que necesite un abogado de bancarrota responsable, comprometido y verdaderamente interesado en ayudar a sus clientes.
¡Mil gracias por todo, abogado Burgos!