{"id":23,"date":"2024-07-08T13:31:11","date_gmt":"2024-07-08T13:31:38","guid":{"rendered":"https:\/\/juanburgoslaw.com\/?page_id=23"},"modified":"2026-09-19T09:31:17","modified_gmt":"2026-09-19T13:31:17","slug":"bancarrota","status":"publish","type":"page","link":"https:\/\/juanburgoslaw.com\/es\/bancarrota\/","title":{"rendered":"Abogado de Bancarrotas"},"content":{"rendered":"\r\n\r\n<div class=\"et_pb_section_0 et_pb_section et_section_regular et_flex_section pac-dtocm-exclude preset--group--divi-section--divi-sizing--default preset--group--divi-section--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_row_0 et_pb_row et_flex_row preset--group--divi-row--divi-sizing--h1k452m--default\"><div class=\"et_pb_column_0 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_heading_0 et_pb_heading et_pb_module et_flex_module preset--group--divi-heading--divi-sizing--default\"><div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_header\">No tienes permisos suficientes para acceder a este contenido.<\/h1><\/div><\/div><div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><p>No tienes permisos suficientes para acceder a este contenido.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"et_pb_row_1 et_pb_row et_flex_row pac-dtocm-exclude preset--group--divi-row--divi-sizing--h1k452m--default\"><div class=\"et_pb_column_1 et_pb_column et_block_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_image_0 et_pb_image et_pb_module et_flex_module preset--group--divi-image--divi-alignment--default preset--group--divi-image--divi-alignment--htmgena--default preset--group--divi-image--divi-sizing--hsj9uxo--default\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/juanburgoslaw.com\/es\/wp-content\/uploads\/sites\/2\/2025\/11\/Juan-Burgos-Law-1.webp\" width=\"960\" height=\"1200\" srcset=\"https:\/\/juanburgoslaw.com\/es\/wp-content\/uploads\/sites\/2\/2025\/11\/Juan-Burgos-Law-1.webp 960w, https:\/\/juanburgoslaw.com\/es\/wp-content\/uploads\/sites\/2\/2025\/11\/Juan-Burgos-Law-1-480x600.webp 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 960px, 100vw\" class=\"wp-image-9091\" alt=\"Abogado Juan Burgos\" title=\"Abogado Juan Burgos\" \/><\/span><\/div><\/div><div class=\"et_pb_column_2 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\">\t\t<div class=\"bfl bfl--classic\" data-lang=\"es\" data-source=\"\" data-style=\"classic\">\n\t\t\t<div class=\"bfl-head\">\n\t\t\t\t<h2 class=\"bfl-title\">Empezar es F\u00e1cil.<\/h2>\n\t\t\t<\/div>\n\n\t\t\t<form class=\"bfl-form\" novalidate autocomplete=\"on\">\n\t\t\t\t\t\t<input type=\"text\" name=\"bfl_website\" class=\"bfl-hp\" tabindex=\"-1\" autocomplete=\"off\" aria-hidden=\"true\">\n\t\t<input type=\"hidden\" name=\"bfl_ts\" value=\"1792454883\">\n\t\t\n\t\t\t\t<div class=\"bfl-grid2\">\n\t\t\t\t\t<div class=\"bfl-field\">\n\t\t\t\t\t\t<label class=\"bfl-sr\" for=\"bfl-first\">Nombre<\/label>\n\t\t\t\t\t\t<input type=\"text\" id=\"bfl-first\" name=\"first_name\" placeholder=\"Nombre\" autocomplete=\"given-name\" required>\n\t\t\t\t\t\t<span class=\"bfl-error\" aria-live=\"polite\"><\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"bfl-field\">\n\t\t\t\t\t\t<label class=\"bfl-sr\" for=\"bfl-last\">Apellido<\/label>\n\t\t\t\t\t\t<input type=\"text\" id=\"bfl-last\" name=\"last_name\" placeholder=\"Apellido\" autocomplete=\"family-name\">\n\t\t\t\t\t\t<span class=\"bfl-error\" aria-live=\"polite\"><\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"bfl-grid2\">\n\t\t\t\t\t<div class=\"bfl-field\">\n\t\t\t\t\t\t<label class=\"bfl-sr\" for=\"bfl-phone-c\">N\u00famero de tel\u00e9fono<\/label>\n\t\t\t\t\t\t<input type=\"tel\" id=\"bfl-phone-c\" name=\"phone\" placeholder=\"N\u00famero de tel\u00e9fono\" autocomplete=\"tel\" inputmode=\"tel\" required>\n\t\t\t\t\t\t<span class=\"bfl-error\" aria-live=\"polite\"><\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"bfl-field\">\n\t\t\t\t\t\t<label class=\"bfl-sr\" for=\"bfl-zip\">C\u00f3digo postal<\/label>\n\t\t\t\t\t\t<input type=\"text\" id=\"bfl-zip\" name=\"zip\" placeholder=\"C\u00f3digo postal\" autocomplete=\"postal-code\" inputmode=\"numeric\" maxlength=\"12\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"bfl-field\">\n\t\t\t\t\t<label class=\"bfl-sr\" for=\"bfl-email-c\">Correo electr\u00f3nico<\/label>\n\t\t\t\t\t<input type=\"email\" id=\"bfl-email-c\" name=\"email\" placeholder=\"Correo electr\u00f3nico\" autocomplete=\"email\" inputmode=\"email\" required>\n\t\t\t\t\t<span class=\"bfl-error\" aria-live=\"polite\"><\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"bfl-field\">\n\t\t\t\t\t<label class=\"bfl-sr\" for=\"bfl-case\">- Tipo de caso -<\/label>\n\t\t\t\t\t<select id=\"bfl-case\" name=\"case_type\" required>\n\t\t\t\t\t\t<option value=\"\">- Tipo de caso -<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"debt\">Alivio de Deudas<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"home\">Salvar Mi Casa<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"business\">Deudas de Negocio<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"auto\">Accidente de Auto<\/option>\n\t\t\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t<span class=\"bfl-error\" aria-live=\"polite\"><\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"bfl-field\">\n\t\t\t\t\t<label class=\"bfl-sr\" for=\"bfl-message-c\">Cu\u00e9ntenos qu\u00e9 pas\u00f3<\/label>\n\t\t\t\t\t<textarea id=\"bfl-message-c\" name=\"message\" rows=\"4\" placeholder=\"Cu\u00e9ntenos qu\u00e9 pas\u00f3\"><\/textarea>\n\t\t\t\t<\/div>\n\n\t\t\t\t<p class=\"bfl-consent\">Al enviar este formulario, acepta que le contactemos por llamada, mensaje de texto o correo electr\u00f3nico sobre su consulta. Pueden aplicarse tarifas de mensajes y datos. Responda STOP para cancelar. Su consentimiento no es una condici\u00f3n para contratarnos.<\/p>\n\n\t\t\t\t<button type=\"submit\" class=\"bfl-btn bfl-btn-submit bfl-btn-block\">Vea Si Califica<\/button>\n\n\t\t\t\t<p class=\"bfl-trust\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"4\" y=\"11\" width=\"16\" height=\"10\" rx=\"2\"\/><path d=\"M8 11V7a4 4 0 0 1 8 0v4\"\/><\/svg> Confidencial. Sin compromiso. Normalmente respondemos el mismo d\u00eda h\u00e1bil.<\/p>\n\t\t\t\t<p class=\"bfl-disclaimer\">Los resultados pueden variar seg\u00fan sus hechos y circunstancias legales particulares.<\/p>\n\n\t\t\t\t\t\t<div class=\"bfl-success\" hidden>\n\t\t\t<div class=\"bfl-success-icon\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6 9 17l-5-5\"\/><\/svg><\/div>\n\t\t\t<h3 class=\"bfl-success-title\"><\/h3>\n\t\t\t<p class=\"bfl-success-body\">Recibimos su informaci\u00f3n y nos comunicaremos pronto.<\/p>\n\t\t\t<p class=\"bfl-success-call\">\u00bfNecesita ayuda ahora mismo?<\/p>\n\t\t\t<a class=\"bfl-btn bfl-btn-call\" href=\"tel:4075054190\">\n\t\t\t\t<svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 16.9v3a2 2 0 0 1-2.2 2 19.8 19.8 0 0 1-8.6-3.1 19.5 19.5 0 0 1-6-6A19.8 19.8 0 0 1 2.1 4.2 2 2 0 0 1 4.1 2h3a2 2 0 0 1 2 1.7c.1.9.3 1.9.7 2.8a2 2 0 0 1-.5 2.1L8 9.9a16 16 0 0 0 6 6l1.3-1.3a2 2 0 0 1 2.1-.5c.9.4 1.9.6 2.8.7a2 2 0 0 1 1.8 2.1z\"\/><\/svg>\t\t\t\tLlame al 407-505-4190\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t<\/form>\n\t\t<\/div>\n\t\t\n<\/div><\/div><\/div><\/div><\/div>\r\n\r\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section preset--group--divi-section--divi-sizing--default preset--group--divi-section--divi-sizing--hsj9uxo--default\">\r\n\r\n<div class=\"et_pb_row_2 et_pb_row et_flex_row preset--group--divi-row--divi-sizing--h1k452m--default\">\r\n\r\n<div class=\"et_pb_column_3 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\">\r\n\r\n<div class=\"et_pb_code_0 et_pb_code et_pb_module preset--group--divi-code--divi-sizing--default\"><div class=\"et_pb_code_inner\"><style>\n\/* --- SPANISH BANNER STYLES (Modern Card) --- *\/\n#bankruptcy-means-test-banner-es {\n    display: none; \/* Hidden by default *\/\n    margin: 0 auto 25px auto;\n    width: 100%;\n    max-width: 90%;\n    box-sizing: border-box;\n    font-family: 'Poppins', Helvetica, Arial, sans-serif;\n}\n\n\/* The Main Link Card *\/\n.modern-banner-link-es {\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    background: linear-gradient(135deg, #fee63a 0%, #fcd34d 100%); \/* Gold Gradient *\/\n    padding: 15px 20px;\n    border-radius: 12px;\n    text-decoration: none !important;\n    box-shadow: 0 10px 25px -5px rgba(0, 0, 0, 0.1), 0 8px 10px -6px rgba(0, 0, 0, 0.1);\n    transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);\n    border: 1px solid rgba(255, 255, 255, 0.4);\n}\n\n.modern-banner-link-es:hover {\n    transform: translateY(-3px);\n    box-shadow: 0 20px 25px -5px rgba(0, 0, 0, 0.15), 0 10px 10px -5px rgba(0, 0, 0, 0.1);\n}\n\n\/* --- LEFT SIDE: ICON & TEXT --- *\/\n.banner-content-wrapper {\n    display: flex;\n    align-items: center;\n    gap: 15px;\n}\n\n.banner-icon-circle {\n    background-color: #ffffff;\n    width: 45px;\n    height: 45px;\n    border-radius: 50%;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    font-size: 24px;\n    box-shadow: 0 4px 6px rgba(0,0,0,0.05);\n    flex-shrink: 0;\n}\n\n.banner-text-group {\n    display: flex;\n    flex-direction: column;\n}\n\n.banner-headline {\n    color: #1e304f;\n    font-weight: 800;\n    font-size: 17px;\n    line-height: 1.2;\n}\n\n.banner-subhead {\n    color: #1e304f; \/* Brand Blue *\/\n    opacity: 0.85;\n    font-size: 13px;\n    margin-top: 2px;\n    font-weight: 500;\n}\n\n\/* --- RIGHT SIDE: ARROW BUTTON --- *\/\n.banner-arrow-btn {\n    background-color: #1e304f;\n    color: #ffffff;\n    width: 32px;\n    height: 32px;\n    border-radius: 50%;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    font-size: 16px;\n    transition: transform 0.2s ease;\n    flex-shrink: 0;\n}\n\n.modern-banner-link-es:hover .banner-arrow-btn {\n    transform: translateX(3px); \/* Arrow moves right *\/\n    background-color: #2a456e;\n}\n\n\/* --- MOBILE OPTIMIZATION --- *\/\n@media (max-width: 480px) {\n    .modern-banner-link-es {\n        padding: 12px 15px;\n    }\n    .banner-headline {\n        font-size: 15px;\n    }\n    .banner-subhead {\n        font-size: 12px;\n    }\n    .banner-icon-circle {\n        width: 38px;\n        height: 38px;\n        font-size: 20px;\n    }\n}\n<\/style>\n\n<div id=\"bankruptcy-means-test-banner-es\">\n    <a href=\"https:\/\/juanburgoslaw.com\/es\/calculadora-prueba-de-medios-florida\/\" class=\"modern-banner-link-es\">\n        \n        <div class=\"banner-content-wrapper\">\n            <div class=\"banner-icon-circle\">\ud83e\uddee<\/div>\n            <div class=\"banner-text-group\">\n                <span class=\"banner-headline\">\u00bfCalifica para el Cap\u00edtulo 7?<\/span>\n                <span class=\"banner-subhead\">Haga la Prueba de Medios de Florida<\/span>\n            <\/div>\n        <\/div>\n\n        <div class=\"banner-arrow-btn\">\u2794<\/div>\n        \n    <\/a>\n<\/div>\n\n<script>\ndocument.addEventListener(\"DOMContentLoaded\", function() {\n    \/\/ STRICT CHECK: Only show if URL contains \"\/es\/bancarrota\/\"\n    if (window.location.href.indexOf(\"\/es\/bancarrota\/\") > -1) {\n        \n        var banner = document.getElementById(\"bankruptcy-means-test-banner-es\");\n        if (banner) {\n            banner.style.display = \"block\"; \/\/ Reveal the banner\n        }\n    }\n});\n<\/script><\/div><\/div>\r\n\r\n<div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--group--divi-text--divi-sizing--default\"><\/div><\/div><\/div><\/div>\r\n\r\n<div class=\"et_pb_section_2 et_pb_section et_section_regular et_flex_section preset--group--divi-section--divi-sizing--default preset--group--divi-section--divi-sizing--hsj9uxo--default\">\r\n\r\n<div class=\"et_pb_row_3 et_pb_row et_flex_row preset--group--divi-row--divi-sizing--h1k452m--default\">\r\n\r\n<div class=\"et_pb_column_4 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\">\r\n\r\n<div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><p>Para muchas familias latinas en Florida, el \"Sue\u00f1o Americano\" se ha convertido en una lucha diaria por sobrevivir a las deudas. El aumento en los alquileres, la inflaci\u00f3n y las tasas de inter\u00e9s han llevado a muchos al l\u00edmite. Si tiene miedo de contestar el tel\u00e9fono por los cobradores o si una enfermedad inesperada destruy\u00f3 sus ahorros, debe saber algo importante: <strong>La ley est\u00e1 de su lado.<\/strong><\/p>\n<p>En <strong>Juan Burgos Law<\/strong>, no juzgamos; resolvemos. La bancarrota no es un fracaso; es una herramienta legal creada por el gobierno federal para proteger a las personas honestas. Nosotros detenemos el acoso, protegemos sus bienes y le guiamos hacia un futuro libre de deudas.<\/p>\n<hr style=\"border-top: 2px solid #ffb400; width: 50%; margin: 30px auto;\" \/>\n<h2>Elija la Soluci\u00f3n Correcta para Usted<\/h2>\n<p>No existe una soluci\u00f3n \u00fanica. Dependiendo de sus ingresos y activos, dise\u00f1aremos una estrategia bajo el c\u00f3digo federal:<\/p>\n<div style=\"display: flex; flex-wrap: wrap; gap: 20px; margin-bottom: 40px;\">\n<p><!-- Chapter 7 Column --><\/p>\n<div style=\"flex: 1; min-width: 300px; background-color: #f9f9f9; padding: 20px; border-radius: 8px; border-left: 5px solid #1e304f;\">\n<h3 style=\"color: #1e304f; margin-top: 0;\">\ud83d\udcc9 <a href=\"https:\/\/juanburgoslaw.com\/es\/que-es-bancarrota-capitulo-7\/\">Cap\u00edtulo 7 (Liquidaci\u00f3n)<\/a><\/h3>\n<p>El \"Borr\u00f3n y Cuenta Nueva\". Ideal si tiene muchas deudas no aseguradas y pocos ingresos disponibles.<\/p>\n<ul style=\"padding-left: 20px;\">\n<li><strong>Elimina:<\/strong> Tarjetas de cr\u00e9dito, facturas m\u00e9dicas y pr\u00e9stamos personales.<\/li>\n<li><strong>Rapidez:<\/strong> El proceso suele durar de 4 a 6 meses.<\/li>\n<li><strong>Protecci\u00f3n:<\/strong> La mayor\u00eda de los clientes conservan su casa, auto y retiro.<\/li>\n<\/ul>\n<\/div>\n<p><!-- Chapter 13 Column --><\/p>\n<div style=\"flex: 1; min-width: 300px; background-color: #f9f9f9; padding: 20px; border-radius: 8px; border-left: 5px solid #ffb400;\">\n<h3 style=\"color: #1e304f; margin-top: 0;\">\ud83c\udfe0 <a href=\"https:\/\/juanburgoslaw.com\/es\/que-es-la-bancarrota-capitulo-13\/\">Cap\u00edtulo 13 (Reorganizaci\u00f3n)<\/a><\/h3>\n<p>El \"Salvavidas\" de su Hogar. Ideal si est\u00e1 atrasado en la hipoteca o el auto.<\/p>\n<ul style=\"padding-left: 20px;\">\n<li><strong>Detiene el Foreclosure:<\/strong> Pare la subasta de su casa inmediatamente.<\/li>\n<li><strong>Salva su Auto:<\/strong> Detenga la reposesi\u00f3n y pague los atrasos en 3-5 a\u00f1os.<\/li>\n<li><strong>Consolidaci\u00f3n:<\/strong> Un solo pago mensual manejable al tribunal.<\/li>\n<\/ul>\n<\/div>\n<p><!-- Chapter 11 Column --><\/p>\n<div style=\"flex: 1; min-width: 300px; background-color: #f9f9f9; padding: 20px; border-radius: 8px; border-left: 5px solid #1e304f;\">\n<h3 style=\"color: #1e304f; margin-top: 0;\">\ud83c\udfe2 <a href=\"https:\/\/juanburgoslaw.com\/es\/que-es-bancarrota-capitulo-11\/\">Cap\u00edtulo 11 (Negocios)<\/a><\/h3>\n<p>Para empresas y personas con altos activos o deudas grandes.<\/p>\n<ul style=\"padding-left: 20px;\">\n<li><strong>Reestructuraci\u00f3n:<\/strong> Mantenga su negocio abierto mientras renegocia deudas.<\/li>\n<li><strong>Subchapter V:<\/strong> Una opci\u00f3n m\u00e1s r\u00e1pida y econ\u00f3mica para peque\u00f1as empresas.<\/li>\n<li><strong>Control:<\/strong> Usted sigue operando su negocio durante el proceso.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<h2>El Poder de la \"Suspensi\u00f3n Autom\u00e1tica\"<\/h2>\n<p>En el momento en que presentamos su caso, el Tribunal Federal emite una orden de <strong>Suspensi\u00f3n Autom\u00e1tica (Automatic Stay)<\/strong>. Es un escudo legal inmediato que proh\u00edbe a los acreedores:<\/p>\n<ul>\n<li>Llamarle a su casa o trabajo.<\/li>\n<li>Continuar con demandas o embargos de salario.<\/li>\n<li>Subastar su casa (Foreclosure).<\/li>\n<li>Llevarse su veh\u00edculo (Repossession).<\/li>\n<\/ul>\n<h2>Mitos Comunes en la Comunidad Latina<\/h2>\n<h3>\"\u00bfPerder\u00e9 mi Residencia o Ciudadan\u00eda?\"<\/h3>\n<p><strong>FALSO.<\/strong> Declararse en bancarrota es un derecho civil, no un crimen. No afecta su estatus migratorio, Green Card o proceso de ciudadan\u00eda, siempre que sea honesto en su solicitud. Es mejor resolver sus problemas financieros legalmente que tener juicios por deudas.<\/p>\n<h3>\"\u00bfPerder\u00e9 todo lo que tengo?\"<\/h3>\n<p><strong>FALSO.<\/strong> Florida tiene leyes de exenci\u00f3n muy generosas. La <strong>Exenci\u00f3n de Vivienda (Homestead)<\/strong> protege el valor de su casa principal. Tambi\u00e9n hay protecciones para su auto, muebles, herramientas de trabajo y cuentas de jubilaci\u00f3n (401k). La mayor\u00eda de nuestros clientes de Cap\u00edtulo 7 no pierden nada.<\/p>\n<h3>\"Mi cr\u00e9dito quedar\u00e1 arruinado para siempre.\"<\/h3>\n<p><strong>FALSO.<\/strong> Aunque la bancarrota aparece en su reporte, eliminar la deuda mejora su relaci\u00f3n deuda-ingreso inmediatamente. Muchos clientes reciben ofertas de tarjetas de cr\u00e9dito y pr\u00e9stamos de auto poco despu\u00e9s de terminar el proceso, y pueden comprar casa en tan solo 2 a\u00f1os.<\/p>\n<div style=\"display: flex; flex-wrap: wrap; justify-content: center; gap: 10px; margin-bottom: 30px;\"><\/div>\n<p>\u00bfSus deudas incluyen pr\u00e9stamos estudiantiles? Aunque son m\u00e1s dif\u00edciles de eliminar que otras deudas, no son imposibles. Lea nuestra <a href=\"https:\/\/juanburgoslaw.com\/es\/prestamos-estudiantiles-bancarrota\/\">gu\u00eda sobre pr\u00e9stamos estudiantiles y bancarrota<\/a> o haga nuestra <a href=\"https:\/\/juanburgoslaw.com\/es\/calculadora-prestamos-estudiantiles\/\">evaluaci\u00f3n gratuita<\/a>.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\r\n\r\n<div class=\"et_pb_section_3 et_pb_section et_section_regular et_block_section pac-dtocm-exclude preset--group--divi-section--divi-sizing--default preset--group--divi-section--divi-sizing--hsj9uxo--default\">\r\n\r\n<div class=\"et_pb_row_4 et_pb_row et_block_row preset--group--divi-row--divi-sizing--h1k452m--default\">\r\n\r\n<div class=\"et_pb_column_5 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\">\r\n\r\n<div class=\"et_pb_cta_0 et_pb_promo et_pb_bg_layout_dark et_pb_module et_block_module preset--group--divi-cta--divi-sizing--default preset--group--divi-cta--divi-sizing--hq4av28--default\"><div class=\"et_pb_promo_description\"><h2 class=\"et_pb_module_header\">\u00bfListo para empezar de nuevo?<\/h2><div class=\"et_pb_promo_content\"><p style=\"font-size: 18px; margin-bottom: 25px;\">No deje que el miedo le paralice. La consulta es <strong>100% gratuita y confidencial<\/strong>. Hable directamente con el abogado Juan Burgos y descubra sus opciones hoy mismo.<\/p>\n<p style=\"font-size: 18px; margin-bottom: 25px;\"><em>Disponible para atenderle en Espa\u00f1ol, Ingl\u00e9s y Portugu\u00e9s.<\/em><\/p>\n<\/div><\/div><div class=\"et_pb_button_wrapper\"><a class=\"et_pb_button et_pb_promo_button\" href=\"tel:4075054190\">Llamar Ahora: 407-505-4190<\/a><\/div><\/div><\/div><\/div><\/div>\r\n\r\n<div class=\"et_pb_section_4 et_pb_section et_section_regular et_block_section pac-dtocm-exclude preset--group--divi-section--divi-sizing--default preset--group--divi-section--divi-sizing--hsj9uxo--default\">\r\n\r\n<div class=\"et_pb_row_5 et_pb_row et_flex_row preset--group--divi-row--divi-sizing--h1k452m--default\">\r\n\r\n<div class=\"et_pb_column_6 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\">\r\n\r\n<a class=\"et_pb_icon_0 et_pb_icon et_clickable et_pb_module et_block_module preset--group--divi-icon--divi-sizing--default\" href=\"https:\/\/juanburgoslaw.com\/es\/que-es-bancarrota-capitulo-7\/\"><span class=\"et_pb_icon_wrap\"><span class=\"et-pb-icon\">\uf3ed<\/span><\/span><\/a>\r\n\r\n<div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_clickable et_pb_module et_block_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><h3>Cap\u00edtulo 7<\/h3>\n<\/div><\/div><\/div>\r\n\r\n<div class=\"et_pb_column_7 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\">\r\n\r\n<a class=\"et_pb_icon_1 et_pb_icon et_clickable et_pb_module et_flex_module preset--group--divi-icon--divi-sizing--default\" href=\"https:\/\/juanburgoslaw.com\/es\/que-es-la-bancarrota-capitulo-13\/\"><span class=\"et_pb_icon_wrap\"><span class=\"et-pb-icon\">\uf274<\/span><\/span><\/a>\r\n\r\n<div class=\"et_pb_text_5 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><h3 style=\"text-align: center;\">Cap\u00edtulo 13<\/h3>\n<\/div><\/div><\/div>\r\n\r\n<div class=\"et_pb_column_8 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\">\r\n\r\n<a class=\"et_pb_icon_2 et_pb_icon et_clickable et_pb_module et_flex_module preset--group--divi-icon--divi-sizing--default\" href=\"https:\/\/juanburgoslaw.com\/es\/bancarrota-empresarial\/\"><span class=\"et_pb_icon_wrap\"><span class=\"et-pb-icon\">\uf54e<\/span><\/span><\/a>\r\n\r\n<div class=\"et_pb_text_6 et_pb_text et_pb_bg_layout_light et_clickable et_pb_module et_block_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><h3 style=\"text-align: center;\">Subcap\u00edtulo V<\/h3>\n<\/div><\/div><\/div>\r\n\r\n<div class=\"et_pb_column_9 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\">\r\n\r\n<a class=\"et_pb_icon_3 et_pb_icon et_clickable et_pb_module et_block_module preset--group--divi-icon--divi-sizing--default\" href=\"https:\/\/juanburgoslaw.com\/es\/lesiones-personales\/\"><span class=\"et_pb_icon_wrap\"><span class=\"et-pb-icon\">\uf5e1<\/span><\/span><\/a>\r\n\r\n<div class=\"et_pb_text_7 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><h3>Accidentes<\/h3>\n<\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":19,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"class_list":["post-23","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/pages\/23","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/comments?post=23"}],"version-history":[{"count":8,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/pages\/23\/revisions"}],"predecessor-version":[{"id":16143,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/pages\/23\/revisions\/16143"}],"wp:attachment":[{"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/media?parent=23"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}