{"id":15547,"date":"2026-07-07T12:44:05","date_gmt":"2026-07-07T16:44:05","guid":{"rendered":"https:\/\/juanburgoslaw.com\/es\/?p=15547"},"modified":"2026-07-22T11:20:27","modified_gmt":"2026-07-22T15:20:27","slug":"chapter-7-vs-capitulo-13-cual-conviene","status":"publish","type":"post","link":"https:\/\/juanburgoslaw.com\/es\/consejos-financieros\/chapter-7-vs-capitulo-13-cual-conviene\/","title":{"rendered":"Chapter 7 vs Cap\u00edtulo 13: \u00bfCu\u00e1l le Conviene a Usted?"},"content":{"rendered":"\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section preset--group--divi-section--divi-sizing--default preset--group--divi-section--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_row_2 et_pb_row et_block_row preset--group--divi-row--divi-sizing--h1k452m--default\"><div class=\"et_pb_column_2 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_code_0 et_pb_code et_pb_module preset--group--divi-code--divi-sizing--default\"><div class=\"et_pb_code_inner\"><style>\n\/* --- SPANISH BANNER STYLES (Modern Card) --- *\/\n#bankruptcy-means-test-banner-es {\n    display: none; 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\/\/ Reveal the banner\n        }\n    }\n});\n<\/script><\/div><\/div><div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><p><strong><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav><\/strong><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"et_pb_section_2 et_pb_section et_section_regular et_block_section preset--group--divi-section--divi-sizing--default preset--group--divi-section--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_row_3 et_pb_row et_block_row preset--group--divi-row--divi-sizing--h1k452m--default\"><div class=\"et_pb_column_3 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><div style=\"font-family: 'Poppins', sans-serif; color: #333; line-height: 1.8; background-color: #ffffff; padding: 20px; box-sizing: border-box;\">\n<h2 style=\"font-size: clamp(16px, 3vw, 20px); color: #ffb400; font-weight: bold; margin: 0 0 12px 0; letter-spacing: 0.3px;\">Chapter 7 vs Cap\u00edtulo 13 \u00b7 Comparaci\u00f3n Clara \u00b7 Consulta Gratis en Espa\u00f1ol<\/h2>\n<p style=\"font-size: 17px; line-height: 1.6; margin: 0 0 24px 0; color: #555; font-style: italic;\">La diferencia en una frase: el <strong>Chapter 7 (Cap\u00edtulo 7) elimina<\/strong> la mayor\u00eda de sus deudas en 3 a 5 meses, mientras que el <strong>Cap\u00edtulo 13 (Chapter 13) reorganiza<\/strong> las deudas en un plan de 3 a 5 a\u00f1os \u2014 y es la herramienta para salvar una casa del foreclosure. Cu\u00e1l le conviene depende de tres preguntas: su ingreso, su casa y sus bienes.<\/p>\n<p style=\"font-size: 16px; margin-bottom: 30px; color: #555;\">\u00bfQuiere el panorama completo de cada uno antes de comparar? Lea nuestra gu\u00eda del <a href=\"https:\/\/juanburgoslaw.com\/es\/que-es-bancarrota-capitulo-7\/\" style=\"color: #1e304f; font-weight: 600; text-decoration: underline;\">Cap\u00edtulo 7<\/a> o la del <a href=\"https:\/\/juanburgoslaw.com\/es\/que-es-la-bancarrota-capitulo-13\/\" style=\"color: #1e304f; font-weight: 600; text-decoration: underline;\">Cap\u00edtulo 13<\/a>.<\/p>\n<h2 style=\"color: #1e304f; font-weight: bold; font-size: 26px; margin: 40px 0 15px 0;\">La Comparaci\u00f3n Lado a Lado<\/h2>\n<table style=\"width: 100%; border-collapse: collapse; margin-bottom: 40px; font-size: 16px;\">\n<thead>\n<tr style=\"background: #1e304f; color: white;\">\n<th style=\"padding: 14px 16px; text-align: left; border: 1px solid #1e304f;\"><\/th>\n<th style=\"padding: 14px 16px; text-align: left; border: 1px solid #1e304f;\">Chapter 7<\/th>\n<th style=\"padding: 14px 16px; text-align: left; border: 1px solid #1e304f;\">Cap\u00edtulo 13<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"background: #f9fbfd;\">\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed; font-weight: bold;\">Qu\u00e9 hace<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed;\"><strong>Elimina<\/strong> deudas sin garant\u00eda<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed;\"><strong>Reorganiza<\/strong> todo en un plan de pagos<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed; font-weight: bold;\">Duraci\u00f3n<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed;\">3\u20135 meses<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed;\">3\u20135 a\u00f1os<\/td>\n<\/tr>\n<tr style=\"background: #f9fbfd;\">\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed; font-weight: bold;\">\u00bfSalva la casa del foreclosure?<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed;\">La protege temporalmente<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed;\"><strong>S\u00ed \u2014 detiene el foreclosure y pone los atrasos al d\u00eda<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed; font-weight: bold;\">Requisito de ingreso<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed;\">Debe pasar la prueba de medios (<em>means test<\/em>)<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed;\">Sin prueba de medios; requiere ingreso estable<\/td>\n<\/tr>\n<tr style=\"background: #f9fbfd;\">\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed; font-weight: bold;\">El carro<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed;\">Se conserva por exenci\u00f3n, reafirmaci\u00f3n o redenci\u00f3n 722<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed;\">Se conserva; a veces se paga solo el valor real (<em>cramdown<\/em>)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed; font-weight: bold;\">Costo total<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed;\">Menor<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed;\">Mayor (plan m\u00e1s largo)<\/td>\n<\/tr>\n<tr style=\"background: #f9fbfd;\">\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed; font-weight: bold;\">Ideal para<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed;\">Eliminar tarjetas, pr\u00e9stamos y cuentas m\u00e9dicas r\u00e1pido<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #e1e8ed;\">Salvar la casa, ingresos altos, proteger bienes<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 style=\"color: #1e304f; font-weight: bold; font-size: 26px; margin: 40px 0 15px 0;\">Tres Preguntas Deciden su Cap\u00edtulo<\/h2>\n<div style=\"display: flex; flex-wrap: wrap; gap: 20px; margin-bottom: 40px;\">\n<div style=\"flex: 1; min-width: 260px; background: #f9fbfd; padding: 25px; border-radius: 12px; border-top: 5px solid #1e304f; box-shadow: 0 5px 15px rgba(0,0,0,0.05); box-sizing: border-box;\">\n<h3 style=\"color: #1e304f; margin-top: 0; font-size: 19px; font-weight: bold;\">1. \u00bfPasa la prueba de medios?<\/h3>\n<p style=\"font-size: 16px; margin: 0 0 12px 0; color: #555;\">Si su ingreso familiar est\u00e1 bajo la media de Florida, el Chapter 7 est\u00e1 disponible.<\/p>\n<p><a href=\"https:\/\/juanburgoslaw.com\/es\/calculadora-prueba-de-medios-florida\/\" style=\"color: #1e304f; font-weight: 600; text-decoration: underline; font-size: 15px;\">Calc\u00falelo gratis en 2 minutos \u2192<\/a><\/p>\n<\/div>\n<div style=\"flex: 1; min-width: 260px; background: #f9fbfd; padding: 25px; border-radius: 12px; border-top: 5px solid #ffb400; box-shadow: 0 5px 15px rgba(0,0,0,0.05); box-sizing: border-box;\">\n<h3 style=\"color: #1e304f; margin-top: 0; font-size: 19px; font-weight: bold;\">2. \u00bfEst\u00e1 atrasado con la casa?<\/h3>\n<p style=\"font-size: 16px; margin: 0 0 12px 0; color: #555;\">Si hay foreclosure en el horizonte, el Cap\u00edtulo 13 es casi siempre la respuesta \u2014 es el \u00fanico que obliga al banco a aceptar un plan para ponerse al d\u00eda.<\/p>\n<p><a href=\"https:\/\/juanburgoslaw.com\/es\/que-es-la-bancarrota-capitulo-13\/\" style=\"color: #1e304f; font-weight: 600; text-decoration: underline; font-size: 15px;\">Cap\u00edtulo 13: salve su casa \u2192<\/a><\/p>\n<\/div>\n<div style=\"flex: 1; min-width: 260px; background: #f9fbfd; padding: 25px; border-radius: 12px; border-top: 5px solid #27ae60; box-shadow: 0 5px 15px rgba(0,0,0,0.05); box-sizing: border-box;\">\n<h3 style=\"color: #1e304f; margin-top: 0; font-size: 19px; font-weight: bold;\">3. \u00bfTiene bienes por encima de las exenciones?<\/h3>\n<p style=\"font-size: 16px; margin: 0; color: #555;\">El Cap\u00edtulo 13 los protege pagando su valor en el plan; el Chapter 7 podr\u00eda exponerlos.<\/p>\n<\/div>\n<\/div>\n<h2 style=\"color: #1e304f; font-weight: bold; font-size: 26px; margin: 40px 0 15px 0;\">Ejemplos de la Vida Real (Florida Central)<\/h2>\n<div style=\"background: #f9fbfd; border: 1px solid #e1e8ed; border-radius: 12px; padding: 25px 30px; margin-bottom: 15px;\">\n<p style=\"margin: 0; font-size: 16px; color: #555;\"><strong style=\"color: #1e304f;\">Mar\u00eda, Kissimmee:<\/strong> $32,000 en tarjetas, renta un apartamento, ingreso bajo la media \u2192 <strong>Chapter 7<\/strong>: deudas eliminadas en 4 meses.<\/p>\n<\/div>\n<div style=\"background: #f9fbfd; border: 1px solid #e1e8ed; border-radius: 12px; padding: 25px 30px; margin-bottom: 15px;\">\n<p style=\"margin: 0; font-size: 16px; color: #555;\"><strong style=\"color: #1e304f;\">Los Rodr\u00edguez, Poinciana:<\/strong> 6 meses atrasados con la hipoteca, foreclosure iniciado, buenos ingresos \u2192 <strong>Cap\u00edtulo 13<\/strong>: venta detenida, atrasos repartidos en 5 a\u00f1os, casa salvada.<\/p>\n<\/div>\n<div style=\"background: #f9fbfd; border: 1px solid #e1e8ed; border-radius: 12px; padding: 25px 30px; margin-bottom: 20px;\">\n<p style=\"margin: 0; font-size: 16px; color: #555;\"><strong style=\"color: #1e304f;\">Carlos, Orlando<\/strong>, due\u00f1o de una troca de trabajo con deuda mayor al valor \u2192 <strong>Chapter 7 + <a href=\"https:\/\/juanburgoslaw.com\/es\/consejos-financieros\/redencion-auto-722-florida\/\" style=\"color: #1e304f; font-weight: 600; text-decoration: underline;\">redenci\u00f3n 722<\/a><\/strong>: deudas fuera y el carro por su valor real.<\/p>\n<\/div>\n<p style=\"font-size: 13px; color: #999; margin-bottom: 40px; font-style: italic;\">Ejemplos ilustrativos con fines educativos, no casos reales de clientes.<\/p>\n<h2 style=\"color: #1e304f; font-weight: bold; font-size: 26px; margin-bottom: 20px;\">Preguntas Frecuentes<\/h2>\n<div style=\"margin-bottom: 40px;\">\n<details style=\"margin-bottom: 15px; border: 1px solid #e1e8ed; border-radius: 8px; padding: 15px 20px; background-color: #f9fbfd;\">\n<summary style=\"font-weight: bold; cursor: pointer; color: #1e304f; font-size: 17px; outline: none; display: flex; justify-content: space-between; align-items: center;\"><span>\u00bfCu\u00e1l es la diferencia principal entre el Cap\u00edtulo 7 y el 13?<\/span><br \/><span style=\"color: #ffb400; font-weight: bold; font-size: 20px;\">+<\/span><\/summary>\n<p style=\"margin-top: 15px; color: #555; font-size: 16px; border-top: 1px solid #e1e8ed; padding-top: 15px;\">El 7 elimina deudas en meses; el 13 las reorganiza en un plan de a\u00f1os y salva la casa del foreclosure.<\/p>\n<\/details>\n<details style=\"margin-bottom: 15px; border: 1px solid #e1e8ed; border-radius: 8px; padding: 15px 20px; background-color: #f9fbfd;\">\n<summary style=\"font-weight: bold; cursor: pointer; color: #1e304f; font-size: 17px; outline: none; display: flex; justify-content: space-between; align-items: center;\"><span>\u00bfCu\u00e1l da\u00f1a menos el cr\u00e9dito?<\/span><br \/><span style=\"color: #ffb400; font-weight: bold; font-size: 20px;\">+<\/span><\/summary>\n<p style=\"margin-top: 15px; color: #555; font-size: 16px; border-top: 1px solid #e1e8ed; padding-top: 15px;\">Ambos aparecen en el reporte, pero la recuperaci\u00f3n suele empezar de inmediato al eliminar la deuda \u2014 muchos clientes reconstruyen su cr\u00e9dito en 1 a 2 a\u00f1os.<\/p>\n<\/details>\n<details style=\"margin-bottom: 15px; border: 1px solid #e1e8ed; border-radius: 8px; padding: 15px 20px; background-color: #f9fbfd;\">\n<summary style=\"font-weight: bold; cursor: pointer; color: #1e304f; font-size: 17px; outline: none; display: flex; justify-content: space-between; align-items: center;\"><span>\u00bfPuedo cambiar de cap\u00edtulo despu\u00e9s?<\/span><br \/><span style=\"color: #ffb400; font-weight: bold; font-size: 20px;\">+<\/span><\/summary>\n<p style=\"margin-top: 15px; color: #555; font-size: 16px; border-top: 1px solid #e1e8ed; padding-top: 15px;\">En muchos casos s\u00ed, si su situaci\u00f3n cambia durante el proceso. Lo evaluamos con usted si llega a surgir.<\/p>\n<\/details>\n<details style=\"margin-bottom: 15px; border: 1px solid #e1e8ed; border-radius: 8px; padding: 15px 20px; background-color: #f9fbfd;\">\n<summary style=\"font-weight: bold; cursor: pointer; color: #1e304f; font-size: 17px; outline: none; display: flex; justify-content: space-between; align-items: center;\"><span>\u00bfY si no califico para ninguno?<\/span><br \/><span style=\"color: #ffb400; font-weight: bold; font-size: 20px;\">+<\/span><\/summary>\n<p style=\"margin-top: 15px; color: #555; font-size: 16px; border-top: 1px solid #e1e8ed; padding-top: 15px;\">Tambi\u00e9n se lo diremos con franqueza \u2014 a veces la mejor respuesta es esperar un poco o negociar directamente con los acreedores primero.<\/p>\n<\/details>\n<\/div>\n<div style=\"background: #f0f4f8; border-radius: 12px; padding: 25px 30px; margin: 40px 0;\">\n<div style=\"display: flex; flex-wrap: wrap; gap: 20px; align-items: flex-start;\">\n<div style=\"flex: 1; min-width: 240px;\">\n<p style=\"font-size: 16px; font-weight: 800; color: #1e304f; margin: 0 0 6px 0;\">Abogado Juan Carlos Burgos<\/p>\n<p style=\"font-size: 14px; color: #555; margin: 0 0 4px 0;\">Miembro Activo de la Barra de Abogados de Florida (The Florida Bar No. 84056)<\/p>\n<p style=\"font-size: 14px; color: #555; margin: 0;\">Atenci\u00f3n Plena en: Ingl\u00e9s \u00b7 Espa\u00f1ol \u00b7 Portugu\u00e9s<\/p>\n<\/div>\n<div style=\"flex: 1; min-width: 240px;\">\n<p style=\"font-size: 13px; color: #888; margin: 0; font-style: italic; line-height: 1.6;\">Este art\u00edculo tiene un fin exclusivamente informativo y educativo. No constituye asesor\u00eda legal ni sustituye una consulta formal. Cada situaci\u00f3n financiera es \u00fanica. Juan Burgos Law es una agencia de alivio de deuda conforme a la ley federal.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"background: linear-gradient(135deg, #1e304f 0%, #2a456e 100%); color: white; padding: 40px; border-radius: 16px; text-align: center; margin-top: 50px; box-shadow: 0 15px 40px rgba(30, 48, 79, 0.2);\">\n<h2 style=\"color: white; margin-bottom: 10px; font-size: 28px;\">Deje de Adivinar \u2014 Haga la Cuenta con Nosotros<\/h2>\n<p style=\"color: #aab8c9; font-size: 17px; margin-bottom: 30px;\">Traiga sus n\u00fameros a la consulta gratis y salga sabiendo su cap\u00edtulo, su costo y su fecha de nuevo comienzo.<\/p>\n<p><a href=\"https:\/\/juanburgoslaw.com\/es\/contacto\/\" style=\"display: inline-block; background-color: #ffb400; color: #1e304f; padding: 15px 40px; border-radius: 50px; font-weight: 800; text-decoration: none; font-size: 20px; box-shadow: 0 5px 15px rgba(255, 180, 0, 0.3);\"><br \/>Agende su Consulta Gratis: (407) 505-4190<br \/><\/a><\/p>\n<\/div>\n<\/div>\n<p>\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\u00bfCu\u00e1l es la diferencia principal entre el Cap\u00edtulo 7 y el 13?\",\n      \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"El 7 elimina deudas en meses; el 13 las reorganiza en un plan de a\u00f1os y salva la casa del foreclosure.\" }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\u00bfCu\u00e1l da\u00f1a menos el cr\u00e9dito?\",\n      \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Ambos aparecen en el reporte, pero la recuperaci\u00f3n suele empezar de inmediato al eliminar la deuda \u2014 muchos clientes reconstruyen su cr\u00e9dito en 1 a 2 a\u00f1os.\" }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\u00bfPuedo cambiar de cap\u00edtulo despu\u00e9s?\",\n      \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"En muchos casos s\u00ed, si su situaci\u00f3n cambia durante el proceso. Lo evaluamos con usted si llega a surgir.\" }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\u00bfY si no califico para ninguno?\",\n      \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Tambi\u00e9n se lo diremos con franqueza \u2014 a veces la mejor respuesta es esperar un poco o negociar directamente con los acreedores primero.\" }\n    }\n  ]\n}\n<\/script><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"et_pb_section_3 et_pb_section et_section_regular et_block_section preset--group--divi-section--divi-sizing--default preset--group--divi-section--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_row_4 et_pb_row et_block_row preset--group--divi-row--divi-sizing--h1k452m--default\"><div class=\"et_pb_column_4 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\">\n<\/div><\/div><\/div><\/div><\/div><div class=\"et_pb_section_4 et_pb_section et_section_regular et_block_section pac-dtocm-exclude preset--group--divi-section--divi-sizing--default preset--group--divi-section--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_row_5 et_pb_row et_flex_row preset--group--divi-row--divi-sizing--h1k452m--default\"><div class=\"et_pb_column_5 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\"><a class=\"et_pb_icon_0 et_pb_icon et_clickable et_pb_module et_block_module preset--group--divi-icon--divi-sizing--default\" href=\"https:\/\/juanburgoslaw.com\/es\/que-es-bancarrota-capitulo-7\/\"><span class=\"et_pb_icon_wrap\"><span class=\"et-pb-icon\">\uf3ed<\/span><\/span><\/a><div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_clickable et_pb_module et_block_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><h3>Cap\u00edtulo 7<\/h3>\n<\/div><\/div><\/div><div class=\"et_pb_column_6 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\"><a class=\"et_pb_icon_1 et_pb_icon et_clickable et_pb_module et_flex_module preset--group--divi-icon--divi-sizing--default\" href=\"https:\/\/juanburgoslaw.com\/es\/que-es-la-bancarrota-capitulo-13\/\"><span class=\"et_pb_icon_wrap\"><span class=\"et-pb-icon\">\uf274<\/span><\/span><\/a><div class=\"et_pb_text_5 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><h3 style=\"text-align: center;\">Cap\u00edtulo 13<\/h3>\n<\/div><\/div><\/div><div class=\"et_pb_column_7 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\"><a class=\"et_pb_icon_2 et_pb_icon et_clickable et_pb_module et_flex_module preset--group--divi-icon--divi-sizing--default\" href=\"https:\/\/juanburgoslaw.com\/es\/bancarrota-empresarial\/\"><span class=\"et_pb_icon_wrap\"><span class=\"et-pb-icon\">\uf54e<\/span><\/span><\/a><div class=\"et_pb_text_6 et_pb_text et_pb_bg_layout_light et_clickable et_pb_module et_block_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><h3 style=\"text-align: center;\">Subcap\u00edtulo V<\/h3>\n<\/div><\/div><\/div><div class=\"et_pb_column_8 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\"><a class=\"et_pb_icon_3 et_pb_icon et_clickable et_pb_module et_block_module preset--group--divi-icon--divi-sizing--default\" href=\"https:\/\/juanburgoslaw.com\/es\/lesiones-personales\/\"><span class=\"et_pb_icon_wrap\"><span class=\"et-pb-icon\">\uf5e1<\/span><\/span><\/a><div class=\"et_pb_text_7 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><h3>Accidentes<\/h3>\n<\/div><\/div><\/div><div class=\"et_pb_column_9 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\"><a class=\"et_pb_icon_4 et_pb_icon et_clickable et_pb_module et_block_module preset--group--divi-icon--divi-sizing--default\" href=\"https:\/\/juanburgoslaw.com\/es\/que-es-bancarrota-capitulo-11\/\"><span class=\"et_pb_icon_wrap\"><span class=\"et-pb-icon\">\uf24e<\/span><\/span><\/a><div class=\"et_pb_text_8 et_pb_text et_pb_bg_layout_light et_clickable et_pb_module et_block_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><h3>Cap\u00edtulo 11<\/h3>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00bfChapter 7 o Cap\u00edtulo 13? Uno elimina deudas en meses; el otro salva su casa del foreclosure. Comparaci\u00f3n en espa\u00f1ol, sin enredos, con ejemplos reales de Orlando. Consulta gratis.<\/p>\n","protected":false},"author":1,"featured_media":15549,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[22],"tags":[],"class_list":["post-15547","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-consejos-financieros"],"acf":[],"modified_by":"Juan Burgos","_links":{"self":[{"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/posts\/15547","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/comments?post=15547"}],"version-history":[{"count":8,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/posts\/15547\/revisions"}],"predecessor-version":[{"id":15719,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/posts\/15547\/revisions\/15719"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/media\/15549"}],"wp:attachment":[{"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/media?parent=15547"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/categories?post=15547"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/tags?post=15547"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}