{"id":1677,"date":"2024-08-15T16:29:47","date_gmt":"2024-08-15T20:29:47","guid":{"rendered":"https:\/\/juanburgoslaw.com\/?p=1677"},"modified":"2026-07-22T11:18:57","modified_gmt":"2026-07-22T15:18:57","slug":"diferencia-bancarrota-vs-consolidacion","status":"publish","type":"post","link":"https:\/\/juanburgoslaw.com\/es\/consejos-financieros\/diferencia-bancarrota-vs-consolidacion\/","title":{"rendered":"Bancarrota vs. Consolidaci\u00f3n de Deudas: \u00bfCu\u00e1l es la Verdadera Soluci\u00f3n? (2026)"},"content":{"rendered":"\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section preset--group--divi-section--divi-sizing--default preset--group--divi-section--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_row_2 et_pb_row et_block_row preset--group--divi-row--divi-sizing--h1k452m--default\"><div class=\"et_pb_column_2 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_code_0 et_pb_code et_pb_module preset--group--divi-code--divi-sizing--default\"><div class=\"et_pb_code_inner\"><style>\n\/* --- SPANISH BANNER STYLES (Modern Card) --- *\/\n#bankruptcy-means-test-banner-es {\n    display: none; \/* Hidden by default *\/\n    margin: 0 auto 25px auto;\n    width: 100%;\n    max-width: 90%;\n    box-sizing: border-box;\n    font-family: 'Poppins', Helvetica, Arial, sans-serif;\n}\n\n\/* The Main Link Card *\/\n.modern-banner-link-es {\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    background: linear-gradient(135deg, #fee63a 0%, #fcd34d 100%); 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\/* Brand Blue *\/\n    opacity: 0.85;\n    font-size: 13px;\n    margin-top: 2px;\n    font-weight: 500;\n}\n\n\/* --- RIGHT SIDE: ARROW BUTTON --- *\/\n.banner-arrow-btn {\n    background-color: #1e304f;\n    color: #ffffff;\n    width: 32px;\n    height: 32px;\n    border-radius: 50%;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    font-size: 16px;\n    transition: transform 0.2s ease;\n    flex-shrink: 0;\n}\n\n.modern-banner-link-es:hover .banner-arrow-btn {\n    transform: translateX(3px); \/* Arrow moves right *\/\n    background-color: #2a456e;\n}\n\n\/* --- MOBILE OPTIMIZATION --- *\/\n@media (max-width: 480px) {\n    .modern-banner-link-es {\n        padding: 12px 15px;\n    }\n    .banner-headline {\n        font-size: 15px;\n    }\n    .banner-subhead {\n        font-size: 12px;\n    }\n    .banner-icon-circle {\n        width: 38px;\n        height: 38px;\n        font-size: 20px;\n    }\n}\n<\/style>\n\n<div id=\"bankruptcy-means-test-banner-es\">\n    <a href=\"https:\/\/juanburgoslaw.com\/es\/calculadora-prueba-de-medios-florida\/\" class=\"modern-banner-link-es\">\n        \n        <div class=\"banner-content-wrapper\">\n            <div class=\"banner-icon-circle\">\ud83e\uddee<\/div>\n            <div class=\"banner-text-group\">\n                <span class=\"banner-headline\">\u00bfCalifica para el Cap\u00edtulo 7?<\/span>\n                <span class=\"banner-subhead\">Haga la Prueba de Medios de Florida<\/span>\n            <\/div>\n        <\/div>\n\n        <div class=\"banner-arrow-btn\">\u2794<\/div>\n        \n    <\/a>\n<\/div>\n\n<script>\ndocument.addEventListener(\"DOMContentLoaded\", function() {\n    \/\/ STRICT CHECK: Only show if URL contains \"\/es\/bancarrota\/\"\n    if (window.location.href.indexOf(\"\/es\/bancarrota\/\") > -1) {\n        \n        var banner = document.getElementById(\"bankruptcy-means-test-banner-es\");\n        if (banner) {\n            banner.style.display = \"block\"; \/\/ Reveal the banner\n        }\n    }\n});\n<\/script><\/div><\/div><div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><p><strong><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav><\/strong><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"et_pb_section_2 et_pb_section et_section_regular et_block_section preset--group--divi-section--divi-sizing--default preset--group--divi-section--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_row_3 et_pb_row et_block_row preset--group--divi-row--divi-sizing--h1k452m--default\"><div class=\"et_pb_column_3 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><p><!-- WP Title Suggestion: Bancarrota vs. Consolidaci\u00f3n de Deudas: \u00bfCu\u00e1l es la Verdadera Soluci\u00f3n? (2025) --><\/p>\n<p>Si est\u00e1 luchando con deudas de tarjetas de cr\u00e9dito, probablemente ha visto anuncios que prometen \"reducir su deuda al 50% sin bancarrota\". Suenan tentadores, pero \u00bfson reales? Estas empresas de \"alivio de deudas\" (Debt Settlement) a menudo venden una soluci\u00f3n incompleta que puede dejarlo en una situaci\u00f3n peor.<\/p>\n<p>En <strong>Juan Burgos Law<\/strong>, creemos que usted merece saber la verdad. Aqu\u00ed comparamos la protecci\u00f3n legal de la bancarrota frente a las promesas de los acuerdos de pago privados, para que pueda decidir con los ojos abiertos.<\/p>\n<hr \/>\n<h2>\u00bfQu\u00e9 es un \"Acuerdo de Pago\" (Debt Settlement)?<\/h2>\n<p>En un programa de liquidaci\u00f3n de deudas, una empresa privada le pide que deje de pagar a sus acreedores y, en su lugar, deposite dinero en una cuenta de ahorros que ellos controlan. La idea es acumular suficiente efectivo para ofrecer a los bancos un pago \u00fanico menor al total de la deuda.<\/p>\n<h3>Los 3 Grandes Peligros de la Consolidaci\u00f3n Privada:<\/h3>\n<ol>\n<li><strong>No Hay Protecci\u00f3n Legal:<\/strong> Mientras usted ahorra dinero (y no paga), los acreedores pueden demandarlo, embargar su salario y congelar sus cuentas bancarias. La empresa de consolidaci\u00f3n no puede detener una demanda.<\/li>\n<li><strong>Impuestos Sorpresa (Formulario 1099-C):<\/strong> Si un banco perdona parte de su deuda (por ejemplo, $5,000), el IRS considera ese dinero como \"ingreso\". Usted tendr\u00e1 que pagar impuestos sobre esa deuda perdonada al final del a\u00f1o.<\/li>\n<li><strong>Honorarios Ocultos:<\/strong> Estas empresas cobran tarifas altas, a menudo antes de negociar una sola deuda.<\/li>\n<\/ol>\n<h2>\u00bfQu\u00e9 es la Bancarrota (Protecci\u00f3n Federal)?<\/h2>\n<p>La bancarrota no es una negociaci\u00f3n privada; es un proceso legal bajo la protecci\u00f3n del Tribunal Federal.<\/p>\n<h3>Las Ventajas Legales de la Bancarrota:<\/h3>\n<ul>\n<li>\ud83d\udee1\ufe0f <strong>Suspensi\u00f3n Autom\u00e1tica (Automatic Stay):<\/strong> En el momento en que presentamos su caso, es ilegal que los acreedores le llamen, le demanden o le embarguen el sueldo. Ninguna empresa de consolidaci\u00f3n tiene este poder.<\/li>\n<li>\ud83d\udeab <strong>Libre de Impuestos:<\/strong> Las deudas descargadas en bancarrota <strong>NO son imponibles<\/strong>. Usted no recibir\u00e1 una factura sorpresa del IRS.<\/li>\n<li>\u2705 <strong>Certeza Total:<\/strong> Al final del proceso (Cap\u00edtulo 7 o 13), sus deudas elegibles desaparecen por orden judicial. Los acreedores no pueden cambiar de opini\u00f3n despu\u00e9s.<\/li>\n<\/ul>\n<h2>Comparaci\u00f3n Directa: Bancarrota vs. Consolidaci\u00f3n<\/h2>\n<table style=\"width:100%; border-collapse: collapse; margin-top: 20px;\">\n<tr style=\"background-color: #1e304f; color: white;\">\n<th style=\"padding: 10px; border: 1px solid #ddd;\">Caracter\u00edstica<\/th>\n<th style=\"padding: 10px; border: 1px solid #ddd;\">Bancarrota (Cap. 7\/13)<\/th>\n<th style=\"padding: 10px; border: 1px solid #ddd;\">Consolidaci\u00f3n de Deudas<\/th>\n<\/tr>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #ddd;\"><strong>Detiene Demandas<\/strong><\/td>\n<td style=\"padding: 10px; border: 1px solid #ddd;\">\u2705 S\u00ed, inmediatamente.<\/td>\n<td style=\"padding: 10px; border: 1px solid #ddd;\">\u274c No, sigue en riesgo.<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #ddd;\"><strong>Impuestos sobre Deuda<\/strong><\/td>\n<td style=\"padding: 10px; border: 1px solid #ddd;\">\u2705 $0 (Libre de impuestos).<\/td>\n<td style=\"padding: 10px; border: 1px solid #ddd;\">\u274c Posible factura del IRS.<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #ddd;\"><strong>Duraci\u00f3n<\/strong><\/td>\n<td style=\"padding: 10px; border: 1px solid #ddd;\">4 meses (Cap. 7).<\/td>\n<td style=\"padding: 10px; border: 1px solid #ddd;\">2 a 4 a\u00f1os.<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #ddd;\"><strong>Costo Total<\/strong><\/td>\n<td style=\"padding: 10px; border: 1px solid #ddd;\">Tarifa fija predecible.<\/td>\n<td style=\"padding: 10px; border: 1px solid #ddd;\">Tarifas + Deuda + Impuestos.<\/td>\n<\/tr>\n<\/table>\n<hr \/>\n<h2>Conclusi\u00f3n: Elija la Protecci\u00f3n de la Ley<\/h2>\n<p>Los programas de consolidaci\u00f3n de deudas funcionan para algunas personas, pero conllevan riesgos enormes que rara vez le explican. La bancarrota es la \u00fanica herramienta que obliga a los acreedores a detenerse y le garantiza un nuevo comienzo libre de impuestos.<\/p>\n<p>En <strong>Juan Burgos Law<\/strong>, analizamos sus finanzas gratis. Si la consolidaci\u00f3n es mejor para usted, se lo diremos. Pero si necesita protecci\u00f3n legal real, estamos listos para pelear por usted.<\/p>\n<div style=\"background-color: #1e304f; padding: 30px; border-radius: 8px; text-align: center; color: white;\">\n<h3 style=\"color: #ffffff; margin-top: 0;\">\u00bfBancarrota o Consolidaci\u00f3n?<\/h3>\n<p style=\"font-size: 18px;\">Hagamos los n\u00fameros juntos. Consulta honesta y en Espa\u00f1ol.<\/p>\n<p>    <a href=\"tel:4075054190\" style=\"background-color: #ffb400; color: #101820; padding: 15px 30px; font-weight: bold; text-decoration: none; border-radius: 5px; display: inline-block; margin-top: 10px;\">LLAMAR AHORA: 407-505-4190<\/a>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div class=\"et_pb_section_3 et_pb_section et_section_regular et_block_section preset--group--divi-section--divi-sizing--default preset--group--divi-section--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_row_4 et_pb_row et_block_row preset--group--divi-row--divi-sizing--h1k452m--default\"><div class=\"et_pb_column_4 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--group--divi-text--divi-sizing--default\"><div 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class=\"gmb-rf-card\">\n\n\t\t\t<div class=\"gmb-rf-author-row\">\n\t\t\t\t\t\t\t\t\t<div class=\"gmb-rf-avatar\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjXHMkTNcrW2iQ7FIlvWr_WLiMU6u_K0E8QFoQknaqihQTYGpus=s128-c0x00000000-cc-rp-mo-ba3\"\n\t\t\t\t\t\t\t\t alt=\"Alex\"\n\t\t\t\t\t\t\t\t width=\"44\" height=\"44\" loading=\"lazy\"\n\t\t\t\t\t\t\t\t referrerpolicy=\"no-referrer\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"gmb-rf-author-info\">\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"gmb-rf-author-name\" href=\"https:\/\/www.google.com\/maps\/contrib\/102823592635651277249\/reviews\" target=\"_blank\" rel=\"noopener noreferrer nofollow ugc\">Alex<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"gmb-rf-date\">2 weeks ago<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"gmb-rf-provider\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\" class=\"gmb-rf-provider-icon\" role=\"img\" aria-label=\"Google\" focusable=\"false\"><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\" \/><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\" \/><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\" \/><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\" \/><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"gmb-rf-rating-row\">\n\t\t\t\t\t<span class=\"gmb-rf-stars\" role=\"img\" aria-label=\"5,0 out of 5 stars\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><\/span>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"gmb-rf-text-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"gmb-rf-text\">\n\t\t\t\t\t\t\t<span class=\"gmb-rf-text-short\">Mr. Burgos was the only attorney who met with me and agreed to take my case just days before my bankruptcy hearing. I called every lawyer in the Kissimmee and Orlando area, and even the most prestigio&hellip;<\/span>\n\t\t\t\t\t\t\t<span class=\"gmb-rf-text-full\" hidden>Mr. Burgos was the only attorney who met with me and agreed to take my case just days before my bankruptcy hearing. I called every lawyer in the Kissimmee and Orlando area, and even the most prestigious ones didn&#039;t treat me the way he did. I spoke to various attorneys; some wouldn&#039;t take my case because they didn&#039;t speak Spanish, and others declined for different reasons. I give him 5 stars and highly recommend him for his excellent work and good communication.<\/span>\n\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t<button type=\"button\" class=\"gmb-rf-read-more\" aria-expanded=\"false\">\n\t\t\t\t\t\t\tRead more\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t<\/div><div class=\"gmb-rf-review-item\">\t\t<div class=\"gmb-rf-card\">\n\n\t\t\t<div class=\"gmb-rf-author-row\">\n\t\t\t\t\t\t\t\t\t<div class=\"gmb-rf-avatar\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjVRUVMDfN5untpndUo6FKuBooZ6zIya7wnoY_1RjvrWg1FleDuc=s128-c0x00000000-cc-rp-mo-ba2\"\n\t\t\t\t\t\t\t\t alt=\"Krizia Marquez\"\n\t\t\t\t\t\t\t\t width=\"44\" height=\"44\" loading=\"lazy\"\n\t\t\t\t\t\t\t\t referrerpolicy=\"no-referrer\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"gmb-rf-author-info\">\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"gmb-rf-author-name\" href=\"https:\/\/www.google.com\/maps\/contrib\/105020464141628846535\/reviews\" target=\"_blank\" rel=\"noopener noreferrer nofollow ugc\">Krizia Marquez<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"gmb-rf-date\">a month ago<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"gmb-rf-provider\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\" class=\"gmb-rf-provider-icon\" role=\"img\" aria-label=\"Google\" focusable=\"false\"><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\" \/><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\" \/><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\" \/><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\" \/><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"gmb-rf-rating-row\">\n\t\t\t\t\t<span class=\"gmb-rf-stars\" role=\"img\" aria-label=\"5,0 out of 5 stars\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><\/span>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"gmb-rf-text-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"gmb-rf-text\">\n\t\t\t\t\t\t\t<span class=\"gmb-rf-text-short\">Excellent experience with my attorney throughout the entire bankruptcy process. From the beginning, he guided us and explained each step clearly, making what can be a very stressful process feel much &hellip;<\/span>\n\t\t\t\t\t\t\t<span class=\"gmb-rf-text-full\" hidden>Excellent experience with my attorney throughout the entire bankruptcy process. From the beginning, he guided us and explained each step clearly, making what can be a very stressful process feel much simpler and more manageable. He was always professional, attentive, and available to answer our questions. We are very grateful for his help, dedication, and the peace of mind he provided throughout the process. We definitely recommend him to anyone who needs a reliable and professional bankruptcy attorney. Thank you so much for everything! God bless you always.<\/span>\n\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t<button type=\"button\" class=\"gmb-rf-read-more\" aria-expanded=\"false\">\n\t\t\t\t\t\t\tRead more\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t<\/div><div class=\"gmb-rf-review-item\">\t\t<div class=\"gmb-rf-card\">\n\n\t\t\t<div class=\"gmb-rf-author-row\">\n\t\t\t\t\t\t\t\t\t<div class=\"gmb-rf-avatar\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocIHyzrypYwdvxsrtzb77NxCiiCSFRQ_aKySjO82eq3lPMUWZg=s128-c0x00000000-cc-rp-mo\"\n\t\t\t\t\t\t\t\t alt=\"Angel Leon\"\n\t\t\t\t\t\t\t\t width=\"44\" height=\"44\" loading=\"lazy\"\n\t\t\t\t\t\t\t\t referrerpolicy=\"no-referrer\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"gmb-rf-author-info\">\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"gmb-rf-author-name\" href=\"https:\/\/www.google.com\/maps\/contrib\/104920408529636101053\/reviews\" target=\"_blank\" rel=\"noopener noreferrer nofollow ugc\">Angel Leon<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"gmb-rf-date\">a month ago<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"gmb-rf-provider\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\" class=\"gmb-rf-provider-icon\" role=\"img\" aria-label=\"Google\" focusable=\"false\"><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\" \/><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\" \/><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\" \/><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\" \/><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"gmb-rf-rating-row\">\n\t\t\t\t\t<span class=\"gmb-rf-stars\" role=\"img\" aria-label=\"5,0 out of 5 stars\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><\/span>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"gmb-rf-text-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"gmb-rf-text\">Excellent team. Very professional, I&#039;m grateful, thank you for everything.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t<\/div><div class=\"gmb-rf-review-item gmb-rf-review-hidden\">\t\t<div class=\"gmb-rf-card\">\n\n\t\t\t<div class=\"gmb-rf-author-row\">\n\t\t\t\t\t\t\t\t\t<div class=\"gmb-rf-avatar\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJy3z6oElVDNeU_2lsmyQl-2o3tYgVG3nt1XiR-YmjF0Y4lDQ=s128-c0x00000000-cc-rp-mo-ba3\"\n\t\t\t\t\t\t\t\t alt=\"Rami Noufal\"\n\t\t\t\t\t\t\t\t width=\"44\" height=\"44\" loading=\"lazy\"\n\t\t\t\t\t\t\t\t referrerpolicy=\"no-referrer\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"gmb-rf-author-info\">\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"gmb-rf-author-name\" href=\"https:\/\/www.google.com\/maps\/contrib\/112425973482131375855\/reviews\" target=\"_blank\" rel=\"noopener noreferrer nofollow ugc\">Rami Noufal<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"gmb-rf-date\">a month ago<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"gmb-rf-provider\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\" class=\"gmb-rf-provider-icon\" role=\"img\" aria-label=\"Google\" focusable=\"false\"><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\" \/><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\" \/><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\" \/><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\" \/><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"gmb-rf-rating-row\">\n\t\t\t\t\t<span class=\"gmb-rf-stars\" role=\"img\" aria-label=\"5,0 out of 5 stars\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><\/span>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"gmb-rf-text-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"gmb-rf-text\">Juan is a great attorney. He communicates clearly and professionally. And his work ethic is second to none. I would recommend anyone in need of legal services to him in the future.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t<\/div><div class=\"gmb-rf-review-item gmb-rf-review-hidden\">\t\t<div class=\"gmb-rf-card\">\n\n\t\t\t<div class=\"gmb-rf-author-row\">\n\t\t\t\t\t\t\t\t\t<div class=\"gmb-rf-avatar\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjW5i5ViN-vmo9GDMIOekGdOFiR7TUOYzBOfDeBVQvUQbRCN3DMkrg=s128-c0x00000000-cc-rp-mo\"\n\t\t\t\t\t\t\t\t alt=\"Valeria Figueroa\"\n\t\t\t\t\t\t\t\t width=\"44\" height=\"44\" loading=\"lazy\"\n\t\t\t\t\t\t\t\t referrerpolicy=\"no-referrer\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"gmb-rf-author-info\">\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"gmb-rf-author-name\" href=\"https:\/\/www.google.com\/maps\/contrib\/104334339971419578724\/reviews\" target=\"_blank\" rel=\"noopener noreferrer nofollow ugc\">Valeria Figueroa<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"gmb-rf-date\">a month ago<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"gmb-rf-provider\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\" class=\"gmb-rf-provider-icon\" role=\"img\" aria-label=\"Google\" focusable=\"false\"><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\" \/><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\" \/><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\" \/><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\" \/><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"gmb-rf-rating-row\">\n\t\t\t\t\t<span class=\"gmb-rf-stars\" role=\"img\" aria-label=\"5,0 out of 5 stars\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"#F5A623\" class=\"gmb-rf-star gmb-rf-star--full\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\" \/><\/svg><\/span>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"gmb-rf-text-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"gmb-rf-text\">\n\t\t\t\t\t\t\t<span class=\"gmb-rf-text-short\">An excellent and highly professional lawyer with extensive knowledge. He explained every detail clearly and concisely, making us feel supported and giving us great confidence throughout the process. I&hellip;<\/span>\n\t\t\t\t\t\t\t<span class=\"gmb-rf-text-full\" hidden>An excellent and highly professional lawyer with extensive knowledge. He explained every detail clearly and concisely, making us feel supported and giving us great confidence throughout the process. I highly recommend him.<\/span>\n\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t<button type=\"button\" class=\"gmb-rf-read-more\" aria-expanded=\"false\">\n\t\t\t\t\t\t\tRead more\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t<div class=\"gmb-rf-footer\">\n\t\t\t\t<button type=\"button\" class=\"gmb-rf-load-more\" data-feed-id=\"1\">\n\t\t\t\t\tLoad more (2)\t\t\t\t<\/button>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"gmb-rf-powered-by\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\" class=\"gmb-rf-provider-icon\" role=\"img\" aria-label=\"Google\" focusable=\"false\"><path fill=\"#EA4335\" d=\"M24 9.5c3.54 0 6.71 1.22 9.21 3.6l6.85-6.85C35.9 2.38 30.47 0 24 0 14.62 0 6.51 5.38 2.56 13.22l7.98 6.19C12.43 13.72 17.74 9.5 24 9.5z\" \/><path fill=\"#4285F4\" d=\"M46.98 24.55c0-1.57-.15-3.09-.38-4.55H24v9.02h12.94c-.58 2.96-2.26 5.48-4.78 7.18l7.73 6c4.51-4.18 7.09-10.36 7.09-17.65z\" \/><path fill=\"#FBBC05\" d=\"M10.53 28.59c-.48-1.45-.76-2.99-.76-4.59s.27-3.14.76-4.59l-7.98-6.19C.92 16.46 0 20.12 0 24c0 3.88.92 7.54 2.56 10.78l7.97-6.19z\" \/><path fill=\"#34A853\" d=\"M24 48c6.48 0 11.93-2.13 15.89-5.81l-7.73-6c-2.15 1.45-4.92 2.3-8.16 2.3-6.26 0-11.57-4.22-13.47-9.91l-7.98 6.19C6.51 42.62 14.62 48 24 48z\" \/><\/svg>\t\t\t<span>Powered by Google Reviews<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n<\/div><\/div><\/div><\/div><\/div><div class=\"et_pb_section_4 et_pb_section et_section_regular et_block_section pac-dtocm-exclude preset--group--divi-section--divi-sizing--default preset--group--divi-section--divi-sizing--hsj9uxo--default\"><div class=\"et_pb_row_5 et_pb_row et_flex_row preset--group--divi-row--divi-sizing--h1k452m--default\"><div class=\"et_pb_column_5 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\"><a class=\"et_pb_icon_0 et_pb_icon et_clickable et_pb_module et_block_module preset--group--divi-icon--divi-sizing--default\" href=\"https:\/\/juanburgoslaw.com\/es\/que-es-bancarrota-capitulo-7\/\"><span class=\"et_pb_icon_wrap\"><span class=\"et-pb-icon\">\uf3ed<\/span><\/span><\/a><div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_clickable et_pb_module et_block_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><h3>Cap\u00edtulo 7<\/h3>\n<\/div><\/div><\/div><div class=\"et_pb_column_6 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\"><a class=\"et_pb_icon_1 et_pb_icon et_clickable et_pb_module et_flex_module preset--group--divi-icon--divi-sizing--default\" 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et_pb_text et_pb_bg_layout_light et_clickable et_pb_module et_block_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><h3 style=\"text-align: center;\">Subcap\u00edtulo V<\/h3>\n<\/div><\/div><\/div><div class=\"et_pb_column_8 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-sizing--default preset--group--divi-column--divi-sizing--hsj9uxo--default\"><a class=\"et_pb_icon_3 et_pb_icon et_clickable et_pb_module et_block_module preset--group--divi-icon--divi-sizing--default\" href=\"https:\/\/juanburgoslaw.com\/es\/lesiones-personales\/\"><span class=\"et_pb_icon_wrap\"><span class=\"et-pb-icon\">\uf5e1<\/span><\/span><\/a><div class=\"et_pb_text_7 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--group--divi-text--divi-sizing--default\"><div class=\"et_pb_text_inner\"><h3>Accidentes<\/h3>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Encontrar una soluci\u00f3n para deudas puede ser complicado. Es importante comprender las diferentes opciones disponibles antes de tomar una decisi\u00f3n. Dos caminos comunes son la quiebra y el acuerdo con los acreedores. Aunque ambos buscan aliviar la carga financiera, existen diferencias importantes entre ellos.<\/p>\n","protected":false},"author":1,"featured_media":1680,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[22],"tags":[],"class_list":["post-1677","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-consejos-financieros"],"acf":[],"modified_by":"Juan Burgos","_links":{"self":[{"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/posts\/1677","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/comments?post=1677"}],"version-history":[{"count":1,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/posts\/1677\/revisions"}],"predecessor-version":[{"id":15668,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/posts\/1677\/revisions\/15668"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/media\/1680"}],"wp:attachment":[{"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/media?parent=1677"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/categories?post=1677"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/juanburgoslaw.com\/es\/wp-json\/wp\/v2\/tags?post=1677"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}