Apopka Bankruptcy Attorney

A Fresh Start Awaits: Apopka’s Premier Bankruptcy Attorney – Juan Burgos

Are you drowning in debt? Struggling to make ends meet? You’re not alone, and there’s hope. Apopka bankruptcy attorney Juan Burgos is here to help. With over a decade of experience in Florida bankruptcy law, Juan understands the challenges you’re facing, and he’s committed to guiding you toward a brighter financial future.

Understanding Bankruptcy: Chapter 7 vs. Chapter 13

Chapter 7 Bankruptcy:

• Also known as “Liquidation Bankruptcy,” Chapter 7 allows you to discharge most debts, giving you a fresh start.
• Some of your property may be sold to pay off creditors, but Florida’s generous exemptions mean you might keep more than you think. Juan can help you understand what’s at risk and how to protect your assets.
• Chapter 7 typically takes about four months from start to finish.

Chapter 13 Bankruptcy:

• Under Chapter 13, you’ll create a repayment plan to pay back some or all of your debts over three to five years. This option is ideal if you have non-exempt property, want to keep secured assets like a car or home, or need time to catch up on past-due payments.
• Chapter 13 can help you stop foreclosure and catch up on missed payments, keeping you in your home.
• Unlike Chapter 7, there’s no risk of losing property, but the process takes longer – typically three to five years.

Florida Bankruptcy Laws: What You Need to Know

Florida has its own unique bankruptcy laws and procedures. For example:

• Florida law offers generous exemptions, allowing you to protect more property than in other states.
• Florida uses the “means test” to determine if you qualify for Chapter 7 or must file under Chapter 13. Juan can help you understand and navigate this complex process.

According to the United States Bankruptcy Court, Middle District of Florida, thousands of people in Florida file for bankruptcy each year. Don’t let fear or confusion stop you from seeking relief.

5 Key Benefits of Filing for Bankruptcy

• Immediate protection: Once you file, an automatic stay goes into effect, stopping creditors from harassing you and giving you some breathing room.
• Dischargeable debts: Many types of debt – like credit card balances, medical bills, and personal loans – can be discharged, meaning you’re no longer legally obligated to pay them.
• Keep your property: With the right planning and strategy, you may keep most or all of your property, regardless of which chapter you file under.
• Stop foreclosure and repossession: Bankruptcy can give you time to catch up on missed payments or renegotiate terms with lenders.
• A fresh start: By eliminating most debts, bankruptcy gives you a clean slate, allowing you to focus on rebuilding your financial future.

Why Choose Juan Burgos for Your Bankruptcy Case?

• Expertise and experience: With over 10 years of focused practice in Florida bankruptcy law, Juan knows the ins and outs of the legal process. He’ll guide you through every step, ensuring your case is handled efficiently and effectively.
• Personalized attention: At our firm, we believe in treating each client as an individual with unique needs and circumstances. When you work with us, you’ll never feel like just another case number.
• Empathy and understanding: Juan has seen firsthand the challenges and struggles his clients face. He treats everyone with compassion and respect, ensuring they feel heard and supported throughout the process.

Take Control of Your Financial Future: Contact Apopka’s Premier Bankruptcy Attorney Today

Don’t let fear or uncertainty hold you back from the fresh start you deserve. Let us help you navigate the complexities of Florida bankruptcy law and take control of your financial future.