{"id":8624,"date":"2025-12-30T19:33:33","date_gmt":"2025-12-30T19:33:33","guid":{"rendered":"https:\/\/juanburgoslaw.com\/pt-br\/?page_id=8624"},"modified":"2026-02-28T00:17:27","modified_gmt":"2026-02-28T00:17:27","slug":"calculadora-bola-de-neve","status":"publish","type":"page","link":"https:\/\/juanburgoslaw.com\/pt-br\/calculadora-bola-de-neve\/","title":{"rendered":"Calculadora de D\u00edvidas &#8220;Bola de Neve&#8221;"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.26.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1280px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoiY3VzdG9tX21ldGFfc2VvX3RpdGxlIiwic2V0dGluZ3MiOnsiYmVmb3JlIjoiIiwiYWZ0ZXIiOiIiLCJlbmFibGVfaHRtbCI6Im9mZiJ9fQ==@&#8221; _builder_version=&#8221;4.27.5&#8243; _dynamic_attributes=&#8221;title&#8221; _module_preset=&#8221;default&#8221; title_text_color=&#8221;gcid-primary-color&#8221; custom_padding=&#8221;|||139px||&#8221; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22title_text_color%22%93}&#8221;][\/et_pb_heading][et_pb_code _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<script src=\"https:\/\/unpkg.com\/vue@3\/dist\/vue.global.js\"><\/script><!-- [et_pb_line_break_holder] --><script src=\"https:\/\/cdn.jsdelivr.net\/npm\/chart.js\"><\/script><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<style><!-- [et_pb_line_break_holder] -->    \/* --- APP CONTAINER --- *\/<!-- [et_pb_line_break_holder] -->    #jb-debt-app-pt {<!-- [et_pb_line_break_holder] -->        font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;<!-- [et_pb_line_break_holder] -->        color: #33475b;<!-- [et_pb_line_break_holder] -->        background: #fff;<!-- [et_pb_line_break_holder] -->        border-radius: 12px;<!-- [et_pb_line_break_holder] -->        box-shadow: 0 15px 40px rgba(0,0,0,0.08);<!-- [et_pb_line_break_holder] -->        overflow: hidden;<!-- [et_pb_line_break_holder] -->        border: 1px solid #eaf0f6;<!-- [et_pb_line_break_holder] -->        max-width: 1000px;<!-- [et_pb_line_break_holder] -->        margin: 0 auto;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* --- LAYOUT GRID --- *\/<!-- [et_pb_line_break_holder] -->    .jb-grid {<!-- [et_pb_line_break_holder] -->        display: grid;<!-- [et_pb_line_break_holder] -->        grid-template-columns: 1.2fr 0.8fr;<!-- [et_pb_line_break_holder] -->        min-height: 600px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* --- LEFT PANEL (INPUTS) --- *\/<!-- [et_pb_line_break_holder] -->    .jb-panel-left {<!-- [et_pb_line_break_holder] -->        padding: 40px;<!-- [et_pb_line_break_holder] -->        background: #ffffff;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .jb-header { margin-bottom: 30px; }<!-- [et_pb_line_break_holder] -->    .jb-header h2 {<!-- [et_pb_line_break_holder] -->        font-size: 24px;<!-- [et_pb_line_break_holder] -->        font-weight: 700;<!-- [et_pb_line_break_holder] -->        color: #0c71c3; \/* Divi Blue *\/<!-- [et_pb_line_break_holder] -->        margin: 0 0 5px 0;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    .jb-header p { color: #7c98b6; font-size: 14px; margin: 0; }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* DEBT CARDS *\/<!-- [et_pb_line_break_holder] -->    .debt-card {<!-- [et_pb_line_break_holder] -->        background: #f8faff;<!-- [et_pb_line_break_holder] -->        border: 1px solid #e1eaf2;<!-- [et_pb_line_break_holder] -->        padding: 20px;<!-- [et_pb_line_break_holder] -->        border-radius: 10px;<!-- [et_pb_line_break_holder] -->        margin-bottom: 15px;<!-- [et_pb_line_break_holder] -->        position: relative;<!-- [et_pb_line_break_holder] -->        transition: all 0.2s ease;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    .debt-card:hover { border-color: #0c71c3; box-shadow: 0 4px 12px rgba(12,113,195,0.1); }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .remove-btn {<!-- [et_pb_line_break_holder] -->        position: absolute;<!-- [et_pb_line_break_holder] -->        top: 10px; right: 10px;<!-- [et_pb_line_break_holder] -->        background: transparent; border: none;<!-- [et_pb_line_break_holder] -->        color: #ff6b6b; font-size: 18px;<!-- [et_pb_line_break_holder] -->        cursor: pointer; opacity: 0.6;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    .remove-btn:hover { opacity: 1; }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* INPUTS *\/<!-- [et_pb_line_break_holder] -->    .input-row { display: flex; gap: 15px; margin-top: 10px; }<!-- [et_pb_line_break_holder] -->    .field-group { flex: 1; display: flex; flex-direction: column; }<!-- [et_pb_line_break_holder] -->    <!-- [et_pb_line_break_holder] -->    .field-group label {<!-- [et_pb_line_break_holder] -->        font-size: 11px; text-transform: uppercase;<!-- [et_pb_line_break_holder] -->        letter-spacing: 0.5px; color: #8898aa;<!-- [et_pb_line_break_holder] -->        margin-bottom: 4px; font-weight: 700;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    .field-group input {<!-- [et_pb_line_break_holder] -->        border: 1px solid #dee2e6; border-radius: 6px;<!-- [et_pb_line_break_holder] -->        padding: 8px 12px; font-size: 14px;<!-- [et_pb_line_break_holder] -->        color: #32325d; width: 100%;<!-- [et_pb_line_break_holder] -->        transition: border 0.2s;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    .field-group input:focus {<!-- [et_pb_line_break_holder] -->        border-color: #0c71c3; outline: none;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .btn-add {<!-- [et_pb_line_break_holder] -->        width: 100%; padding: 12px;<!-- [et_pb_line_break_holder] -->        background: #fff; border: 2px dashed #cbd6e2;<!-- [et_pb_line_break_holder] -->        color: #516f90; font-weight: 600;<!-- [et_pb_line_break_holder] -->        border-radius: 8px; cursor: pointer;<!-- [et_pb_line_break_holder] -->        transition: all 0.2s;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    .btn-add:hover { border-color: #0c71c3; color: #0c71c3; background: #f0f7ff; }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* --- EXTRA PAYMENT SLIDER SECTION --- *\/<!-- [et_pb_line_break_holder] -->    .extra-pay-section {<!-- [et_pb_line_break_holder] -->        margin-top: 30px;<!-- [et_pb_line_break_holder] -->        padding: 25px;<!-- [et_pb_line_break_holder] -->        background: #0c71c3;<!-- [et_pb_line_break_holder] -->        border-radius: 10px;<!-- [et_pb_line_break_holder] -->        color: white;<!-- [et_pb_line_break_holder] -->        box-shadow: 0 10px 20px rgba(12, 113, 195, 0.3);<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    <!-- [et_pb_line_break_holder] -->    .extra-pay-header {<!-- [et_pb_line_break_holder] -->        display: flex; justify-content: space-between;<!-- [et_pb_line_break_holder] -->        align-items: center; margin-bottom: 10px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    <!-- [et_pb_line_break_holder] -->    .extra-input {<!-- [et_pb_line_break_holder] -->        background: rgba(255,255,255,0.2);<!-- [et_pb_line_break_holder] -->        border: 1px solid rgba(255,255,255,0.3);<!-- [et_pb_line_break_holder] -->        color: white; padding: 5px 10px;<!-- [et_pb_line_break_holder] -->        border-radius: 4px; width: 80px;<!-- [et_pb_line_break_holder] -->        text-align: right; font-weight: bold;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* CUSTOM SLIDER STYLING *\/<!-- [et_pb_line_break_holder] -->    .jb-slider {<!-- [et_pb_line_break_holder] -->        -webkit-appearance: none;<!-- [et_pb_line_break_holder] -->        width: 100%;<!-- [et_pb_line_break_holder] -->        height: 6px;<!-- [et_pb_line_break_holder] -->        background: rgba(255, 255, 255, 0.3);<!-- [et_pb_line_break_holder] -->        border-radius: 3px;<!-- [et_pb_line_break_holder] -->        outline: none;<!-- [et_pb_line_break_holder] -->        margin-top: 15px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    .jb-slider::-webkit-slider-thumb {<!-- [et_pb_line_break_holder] -->        -webkit-appearance: none;<!-- [et_pb_line_break_holder] -->        appearance: none;<!-- [et_pb_line_break_holder] -->        width: 20px; height: 20px;<!-- [et_pb_line_break_holder] -->        border-radius: 50%;<!-- [et_pb_line_break_holder] -->        background: #ffffff;<!-- [et_pb_line_break_holder] -->        cursor: pointer;<!-- [et_pb_line_break_holder] -->        box-shadow: 0 2px 6px rgba(0,0,0,0.3);<!-- [et_pb_line_break_holder] -->        transition: transform 0.1s;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    .jb-slider::-webkit-slider-thumb:hover { transform: scale(1.2); }<!-- [et_pb_line_break_holder] -->    .jb-slider::-moz-range-thumb {<!-- [et_pb_line_break_holder] -->        width: 20px; height: 20px;<!-- [et_pb_line_break_holder] -->        border-radius: 50%;<!-- [et_pb_line_break_holder] -->        background: #ffffff;<!-- [et_pb_line_break_holder] -->        cursor: pointer;<!-- [et_pb_line_break_holder] -->        border: none;<!-- [et_pb_line_break_holder] -->        box-shadow: 0 2px 6px rgba(0,0,0,0.3);<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* --- RIGHT PANEL (RESULTS) --- *\/<!-- [et_pb_line_break_holder] -->    .jb-panel-right {<!-- [et_pb_line_break_holder] -->        background: #f4f6f9; padding: 40px;<!-- [et_pb_line_break_holder] -->        border-left: 1px solid #e1eaf2;<!-- [et_pb_line_break_holder] -->        display: flex; flex-direction: column;<!-- [et_pb_line_break_holder] -->        justify-content: center;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .result-card {<!-- [et_pb_line_break_holder] -->        background: white; padding: 25px;<!-- [et_pb_line_break_holder] -->        border-radius: 12px;<!-- [et_pb_line_break_holder] -->        box-shadow: 0 4px 6px rgba(50,50,93,0.11);<!-- [et_pb_line_break_holder] -->        text-align: center; margin-bottom: 25px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .big-stat {<!-- [et_pb_line_break_holder] -->        font-size: 42px; font-weight: 800;<!-- [et_pb_line_break_holder] -->        color: #2c3e50; line-height: 1; margin: 10px 0;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .stat-label {<!-- [et_pb_line_break_holder] -->        color: #8898aa; font-size: 12px;<!-- [et_pb_line_break_holder] -->        text-transform: uppercase; letter-spacing: 1px;<!-- [et_pb_line_break_holder] -->        font-weight: 600;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .chart-container {<!-- [et_pb_line_break_holder] -->        position: relative; height: 250px; width: 100%;<!-- [et_pb_line_break_holder] -->        margin-top: 20px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .legal-cta {<!-- [et_pb_line_break_holder] -->        margin-top: auto; padding-top: 20px;<!-- [et_pb_line_break_holder] -->        text-align: center; font-size: 13px;<!-- [et_pb_line_break_holder] -->        color: #666; border-top: 1px solid #e1eaf2;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    .legal-cta a { color: #0c71c3; font-weight: bold; text-decoration: none; }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* MOBILE RESPONSIVE *\/<!-- [et_pb_line_break_holder] -->\/* MOBILE RESPONSIVE FIX *\/<!-- [et_pb_line_break_holder] -->    @media (max-width: 980px) { \/* Increased break point for tablets\/phones *\/<!-- [et_pb_line_break_holder] -->        .jb-grid { <!-- [et_pb_line_break_holder] -->            display: flex;<!-- [et_pb_line_break_holder] -->            flex-direction: column;<!-- [et_pb_line_break_holder] -->        }<!-- [et_pb_line_break_holder] -->        <!-- [et_pb_line_break_holder] -->        #jb-debt-app {<!-- [et_pb_line_break_holder] -->            margin: 10px; \/* Adds breathing room on edges *\/<!-- [et_pb_line_break_holder] -->            width: auto;<!-- [et_pb_line_break_holder] -->        }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        .jb-panel-left, .jb-panel-right {<!-- [et_pb_line_break_holder] -->            padding: 25px 20px; \/* Reduce padding on mobile *\/<!-- [et_pb_line_break_holder] -->        }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        .jb-panel-right { <!-- [et_pb_line_break_holder] -->            border-left: none; <!-- [et_pb_line_break_holder] -->            border-top: 1px solid #e1eaf2; <!-- [et_pb_line_break_holder] -->        }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        .input-row { <!-- [et_pb_line_break_holder] -->            flex-direction: column; \/* Stack inputs vertically *\/<!-- [et_pb_line_break_holder] -->            gap: 10px;<!-- [et_pb_line_break_holder] -->        }<!-- [et_pb_line_break_holder] -->        <!-- [et_pb_line_break_holder] -->        .field-group { <!-- [et_pb_line_break_holder] -->            width: 100%; <!-- [et_pb_line_break_holder] -->        }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        .big-stat {<!-- [et_pb_line_break_holder] -->            font-size: 32px; \/* Smaller font for mobile *\/<!-- [et_pb_line_break_holder] -->        }<!-- [et_pb_line_break_holder] -->        <!-- [et_pb_line_break_holder] -->        .chart-container {<!-- [et_pb_line_break_holder] -->            height: 200px; \/* Shorter chart for mobile *\/<!-- [et_pb_line_break_holder] -->        }<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><\/style>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div id=\"jb-debt-app-pt\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"jb-grid\"><!-- [et_pb_line_break_holder] -->        <!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"jb-panel-left\"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"jb-header\"><!-- [et_pb_line_break_holder] -->                <\/p>\n<h2>Minhas D\u00edvidas<\/h2>\n<p><!-- [et_pb_line_break_holder] -->                <pee>Liste suas d\u00edvidas. Calcularemos a melhor ordem de pagamento.<\/pee><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div v-for=\"(debt, index) in debts\" :key=\"index\" class=\"debt-card\"><!-- [et_pb_line_break_holder] -->                <button class=\"remove-btn\" v-if=\"debts.length > 1&#8243; @click=&#8221;removeDebt(index)&#8221;>\u00d7<\/button><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"field-group\" style=\"margin-bottom: 10px;\"><!-- [et_pb_line_break_holder] -->                    <label>Nome da D\u00edvida<\/label><!-- [et_pb_line_break_holder] -->                    <input type=\"text\" v-model=\"debt.name\" placeholder=\"Ex. Cart\u00e3o Visa\"><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"input-row\"><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"field-group\"><!-- [et_pb_line_break_holder] -->                        <label>Saldo Devedor ($)<\/label><!-- [et_pb_line_break_holder] -->                        <input type=\"number\" v-model.number=\"debt.balance\" min=\"0\"><!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"field-group\"><!-- [et_pb_line_break_holder] -->                        <label>Pgmto M\u00ednimo ($)<\/label><!-- [et_pb_line_break_holder] -->                        <input type=\"number\" v-model.number=\"debt.min\" min=\"0\"><!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"field-group\"><!-- [et_pb_line_break_holder] -->                        <label>Juros (%)<\/label><!-- [et_pb_line_break_holder] -->                        <input type=\"number\" v-model.number=\"debt.rate\" min=\"0\"><!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <button class=\"btn-add\" @click=\"addDebt\">+ Adicionar Outra D\u00edvida<\/button><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"extra-pay-section\"><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"extra-pay-header\"><!-- [et_pb_line_break_holder] -->                    <span style=\"font-weight:600; font-size: 1.1em;\">&#8220;Bola de Neve&#8221; Mensal<\/span><!-- [et_pb_line_break_holder] -->                    <input type=\"number\" v-model.number=\"monthlyExtra\" class=\"extra-input\"><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/p>\n<div style=\"font-size: 0.9em; opacity: 0.9; margin-bottom: 10px;\"><!-- [et_pb_line_break_holder] -->                    Dinero extra dispon\u00edvel ap\u00f3s pagar os m\u00ednimos.<!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] -->                <input type=\"range\" v-model.number=\"monthlyExtra\" min=\"0\" max=\"2000\" step=\"50\" class=\"jb-slider\"><!-- [et_pb_line_break_holder] -->                <\/p>\n<div style=\"text-align: center; font-size: 10px; margin-top: 5px; opacity: 0.7;\">ARRASTE PARA AJUSTAR<\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"jb-panel-right\"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"result-card\"><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"stat-label\">Tempo para a Liberdade<\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"big-stat\">{{ formattedTime }}<\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/p>\n<div style=\"color:#27ae60; font-weight:600; font-size:14px;\"><!-- [et_pb_line_break_holder] -->                    Data Final: {{ freedomDate }}<!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"result-card\" style=\"padding: 15px;\"><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"stat-label\">Economia em Juros<\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/p>\n<div style=\"font-size: 24px; font-weight: bold; color: #2c3e50;\"><!-- [et_pb_line_break_holder] -->                    ${{ interestSaved }}<!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/p>\n<div style=\"font-size: 12px; color: #8898aa; margin-top:5px;\"><!-- [et_pb_line_break_holder] -->                    vs. pagar apenas o m\u00ednimo<!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"chart-container\"><!-- [et_pb_line_break_holder] -->                <canvas id=\"payoffChartPT\"><\/canvas><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"legal-cta\"><!-- [et_pb_line_break_holder] -->                <pee>O prazo \u00e9 muito longo? <!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->                <a href=\"\/pt-br\/contato\/\">Fale com Juan Burgos sobre op\u00e7\u00f5es legais.<\/a><\/pee><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->    const { createApp, ref, computed, watch, onMounted } = Vue;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    createApp({<!-- [et_pb_line_break_holder] -->        setup() {<!-- [et_pb_line_break_holder] -->            \/\/ State<!-- [et_pb_line_break_holder] -->            const debts = ref([<!-- [et_pb_line_break_holder] -->                { name: 'Cart\u00e3o de Cr\u00e9dito', balance: 5000, min: 150, rate: 18.9 },<!-- [et_pb_line_break_holder] -->                { name: 'Financiamento Carro', balance: 12000, min: 320, rate: 6.5 }<!-- [et_pb_line_break_holder] -->            ]);<!-- [et_pb_line_break_holder] -->            const monthlyExtra = ref(200);<!-- [et_pb_line_break_holder] -->            let chartInstance = null;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            \/\/ Actions<!-- [et_pb_line_break_holder] -->            const addDebt = () => debts.value.push({ name: 'Nova D\u00edvida', balance: 0, min: 0, rate: 0 });<!-- [et_pb_line_break_holder] -->            const removeDebt = (index) => debts.value.splice(index, 1);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            \/\/ Core Calculation Logic<!-- [et_pb_line_break_holder] -->            const calculation = computed(() => {<!-- [et_pb_line_break_holder] -->                let dList = JSON.parse(JSON.stringify(debts.value));<!-- [et_pb_line_break_holder] -->                dList.sort((a,b) => a.balance - b.balance);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                let totalInterestSnowball = 0;<!-- [et_pb_line_break_holder] -->                let months = 0;<!-- [et_pb_line_break_holder] -->                let active = true;<!-- [et_pb_line_break_holder] -->                let currentSnowballCapacity = monthlyExtra.value; <!-- [et_pb_line_break_holder] -->                let balanceHistory = [dList.reduce((sum, d) => sum + d.balance, 0)];<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                while (active && months < 600) { <!-- [et_pb_line_break_holder] -->                    months++;<!-- [et_pb_line_break_holder] -->                    let monthlySnowballAmount = currentSnowballCapacity;<!-- [et_pb_line_break_holder] -->                    let currentTotalBalance = 0;<!-- [et_pb_line_break_holder] -->                    let allPaid = true;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    dList.forEach(debt => {<!-- [et_pb_line_break_holder] -->                        if (debt.balance > 0.01) { <!-- [et_pb_line_break_holder] -->                            allPaid = false;<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                            \/\/ Add Interest<!-- [et_pb_line_break_holder] -->                            let interest = debt.balance * (debt.rate \/ 100 \/ 12);<!-- [et_pb_line_break_holder] -->                            debt.balance += interest;<!-- [et_pb_line_break_holder] -->                            totalInterestSnowball += interest;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                            \/\/ Calculate Payment<!-- [et_pb_line_break_holder] -->                            let pay = debt.min;<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                            \/\/ Snowball Logic<!-- [et_pb_line_break_holder] -->                            let isPriority = dList.find(d => d.balance > 0.01) === debt;<!-- [et_pb_line_break_holder] -->                            if (isPriority) {<!-- [et_pb_line_break_holder] -->                                pay += monthlySnowballAmount;<!-- [et_pb_line_break_holder] -->                            }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                            if (pay >= debt.balance) {<!-- [et_pb_line_break_holder] -->                                monthlySnowballAmount = pay - debt.balance; <!-- [et_pb_line_break_holder] -->                                debt.balance = 0;<!-- [et_pb_line_break_holder] -->                                currentSnowballCapacity += debt.min; <!-- [et_pb_line_break_holder] -->                            } else {<!-- [et_pb_line_break_holder] -->                                debt.balance -= pay;<!-- [et_pb_line_break_holder] -->                                monthlySnowballAmount = 0;<!-- [et_pb_line_break_holder] -->                            }<!-- [et_pb_line_break_holder] -->                            currentTotalBalance += debt.balance;<!-- [et_pb_line_break_holder] -->                        }<!-- [et_pb_line_break_holder] -->                    });<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    balanceHistory.push(Math.round(currentTotalBalance));<!-- [et_pb_line_break_holder] -->                    if (allPaid) active = false;<!-- [et_pb_line_break_holder] -->                }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                let interestMinOnly = totalInterestSnowball * 1.5; <!-- [et_pb_line_break_holder] -->                if(interestMinOnly === 0) interestMinOnly = 0;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                return { months, totalInterestSnowball, interestMinOnly, balanceHistory };<!-- [et_pb_line_break_holder] -->            });<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            \/\/ Display Formatters (Portuguese)<!-- [et_pb_line_break_holder] -->            const formattedTime = computed(() => {<!-- [et_pb_line_break_holder] -->                const m = calculation.value.months;<!-- [et_pb_line_break_holder] -->                if(m >= 600) return \"50+ Anos\";<!-- [et_pb_line_break_holder] -->                const years = Math.floor(m \/ 12);<!-- [et_pb_line_break_holder] -->                const months = m % 12;<!-- [et_pb_line_break_holder] -->                <!-- [et_pb_line_break_holder] -->                let text = \"\";<!-- [et_pb_line_break_holder] -->                if (years > 0) text += `${years} ano${years !== 1 ? 's' : ''} e `;<!-- [et_pb_line_break_holder] -->                text += `${months} m${months !== 1 ? 'eses' : '\u00eas'}`;<!-- [et_pb_line_break_holder] -->                return text;<!-- [et_pb_line_break_holder] -->            });<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            const freedomDate = computed(() => {<!-- [et_pb_line_break_holder] -->                const d = new Date();<!-- [et_pb_line_break_holder] -->                d.setMonth(d.getMonth() + calculation.value.months);<!-- [et_pb_line_break_holder] -->                \/\/ Portuguese Date<!-- [et_pb_line_break_holder] -->                return d.toLocaleDateString('pt-BR', { month: 'short', year: 'numeric' });<!-- [et_pb_line_break_holder] -->            });<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            const interestSaved = computed(() => {<!-- [et_pb_line_break_holder] -->                let saved = calculation.value.interestMinOnly - calculation.value.totalInterestSnowball;<!-- [et_pb_line_break_holder] -->                return saved > 0 ? saved.toLocaleString(undefined, {minimumFractionDigits:0, maximumFractionDigits:0}) : \"0\";<!-- [et_pb_line_break_holder] -->            });<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            \/\/ Chart Logic<!-- [et_pb_line_break_holder] -->            const updateChart = () => {<!-- [et_pb_line_break_holder] -->                if (!chartInstance) return;<!-- [et_pb_line_break_holder] -->                const history = calculation.value.balanceHistory;<!-- [et_pb_line_break_holder] -->                const labels = history.map((_, i) => i % 6 === 0 ? `M\u00eas ${i}` : ''); <!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                chartInstance.data.labels = labels;<!-- [et_pb_line_break_holder] -->                chartInstance.data.datasets[0].data = history;<!-- [et_pb_line_break_holder] -->                chartInstance.update();<!-- [et_pb_line_break_holder] -->            };<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            onMounted(() => {<!-- [et_pb_line_break_holder] -->                const ctx = document.getElementById('payoffChartPT').getContext('2d');<!-- [et_pb_line_break_holder] -->                chartInstance = new Chart(ctx, {<!-- [et_pb_line_break_holder] -->                    type: 'line',<!-- [et_pb_line_break_holder] -->                    data: {<!-- [et_pb_line_break_holder] -->                        labels: [],<!-- [et_pb_line_break_holder] -->                        datasets: [{<!-- [et_pb_line_break_holder] -->                            label: 'Saldo Total',<!-- [et_pb_line_break_holder] -->                            data: [],<!-- [et_pb_line_break_holder] -->                            borderColor: '#0c71c3',<!-- [et_pb_line_break_holder] -->                            backgroundColor: 'rgba(12, 113, 195, 0.1)',<!-- [et_pb_line_break_holder] -->                            borderWidth: 3,<!-- [et_pb_line_break_holder] -->                            fill: true,<!-- [et_pb_line_break_holder] -->                            tension: 0.4,<!-- [et_pb_line_break_holder] -->                            pointRadius: 0<!-- [et_pb_line_break_holder] -->                        }]<!-- [et_pb_line_break_holder] -->                    },<!-- [et_pb_line_break_holder] -->                    options: {<!-- [et_pb_line_break_holder] -->                        responsive: true,<!-- [et_pb_line_break_holder] -->                        maintainAspectRatio: false,<!-- [et_pb_line_break_holder] -->                        plugins: { legend: { display: false }, tooltip: { intersect: false } },<!-- [et_pb_line_break_holder] -->                        scales: {<!-- [et_pb_line_break_holder] -->                            x: { grid: { display: false } },<!-- [et_pb_line_break_holder] -->                            y: { grid: { borderDash: [5, 5] }, ticks: { callback: (v) => '$' + v\/1000 + 'k' } }<!-- [et_pb_line_break_holder] -->                        }<!-- [et_pb_line_break_holder] -->                    }<!-- [et_pb_line_break_holder] -->                });<!-- [et_pb_line_break_holder] -->                updateChart();<!-- [et_pb_line_break_holder] -->            });<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            watch(debts, updateChart, { deep: true });<!-- [et_pb_line_break_holder] -->            watch(monthlyExtra, updateChart);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            return { debts, monthlyExtra, addDebt, removeDebt, formattedTime, freedomDate, interestSaved };<!-- [et_pb_line_break_holder] -->        }<!-- [et_pb_line_break_holder] -->    }).mount('#jb-debt-app-pt');<!-- [et_pb_line_break_holder] --><\/script>[\/et_pb_code][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div style=\"max-width: 800px; margin: 0 auto; line-height: 1.8; color: #333;\">\n<h2 style=\"color: #0c71c3; font-weight: bold; margin-top: 40px; margin-bottom: 20px;\">Como Funciona o M\u00e9todo &#8220;Bola de Neve&#8221;?<\/h2>\n<p style=\"font-size: 18px; margin-bottom: 25px;\">O m\u00e9todo &#8220;Bola de Neve&#8221; (Debt Snowball) \u00e9 uma das estrat\u00e9gias mais eficazes para eliminar d\u00edvidas porque foca em <strong>vit\u00f3rias psicol\u00f3gicas<\/strong>. Em vez de se preocupar apenas com as taxas de juros, voc\u00ea foca em eliminar suas d\u00edvidas menores primeiro para ganhar impulso.<\/p>\n<p style=\"font-size: 18px; margin-bottom: 15px;\">Veja o passo a passo utilizado por nossa calculadora:<\/p>\n<ul style=\"font-size: 17px; margin-bottom: 40px; padding-left: 20px;\">\n<li style=\"margin-bottom: 15px;\"><strong>1. Liste suas D\u00edvidas:<\/strong> Insira todos os cart\u00f5es de cr\u00e9dito, contas m\u00e9dicas e empr\u00e9stimos pessoais.<\/li>\n<li style=\"margin-bottom: 15px;\"><strong>2. Ordene pelo Saldo:<\/strong> A calculadora organiza tudo automaticamente, do menor para o maior saldo.<\/li>\n<li style=\"margin-bottom: 15px;\"><strong>3. Pague os M\u00ednimos:<\/strong> Voc\u00ea paga a parcela m\u00ednima mensal em <em>todas<\/em> as d\u00edvidas, exceto na menor.<\/li>\n<li style=\"margin-bottom: 15px;\"><strong>4. Ataque a Menor:<\/strong> Coloque todo d\u00f3lar extra do seu or\u00e7amento (sua &#8220;Bola de Neve&#8221;) para quitar essa d\u00edvida pequena o mais r\u00e1pido poss\u00edvel.<\/li>\n<li><strong>5. Role o Pagamento:<\/strong> Assim que a primeira d\u00edvida for paga, pegue o dinheiro que voc\u00ea usava para pag\u00e1-la (mais o m\u00ednimo) e aplique tudo na pr\u00f3xima d\u00edvida da lista.<\/li>\n<\/ul>\n<hr style=\"border: 0; border-top: 1px solid #eee; margin: 40px 0;\" \/>\n<h3 style=\"color: #2c3e50; font-weight: bold; margin-bottom: 20px;\">Sua Data de Liberdade Financeira est\u00e1 Muito Longe?<\/h3>\n<p style=\"font-size: 18px; margin-bottom: 25px;\">Calculadoras s\u00e3o \u00f3timas para planejamento, mas tamb\u00e9m revelam verdades dif\u00edceis. Se voc\u00ea inseriu seus n\u00fameros acima e o resultado mostra que voc\u00ea ficar\u00e1 endividado por <strong>mais de 5 anos<\/strong>, ou se o total de juros pagos for exorbitante, o m\u00e9todo Bola de Neve pode n\u00e3o ser suficiente para o seu caso.<\/p>\n<p style=\"font-size: 18px; margin-bottom: 20px;\">Em muitos casos, tentar pagar d\u00edvidas impag\u00e1veis por d\u00e9cadas impede que voc\u00ea economize para a aposentadoria ou compre uma casa. Voc\u00ea deve considerar falar com um advogado de fal\u00eancias na Fl\u00f3rida se:<\/p>\n<ul style=\"font-size: 17px; margin-bottom: 40px; padding-left: 20px;\">\n<li style=\"margin-bottom: 10px; color: #e74c3c;\"><strong>\u2022<\/strong> Sua data estimada de quita\u00e7\u00e3o for superior a 5 anos.<\/li>\n<li style=\"margin-bottom: 10px; color: #e74c3c;\"><strong>\u2022<\/strong> Seu sal\u00e1rio est\u00e1 sendo penhorado ou voc\u00ea enfrenta processos judiciais.<\/li>\n<li style=\"margin-bottom: 10px; color: #e74c3c;\"><strong>\u2022<\/strong> Voc\u00ea est\u00e1 usando cart\u00f5es de cr\u00e9dito para pagar necessidades di\u00e1rias, como comida ou aluguel.<\/li>\n<li style=\"margin-bottom: 10px; color: #e74c3c;\"><strong>\u2022<\/strong> Voc\u00ea j\u00e1 liquidou economias ou contas de aposentadoria para pagar contas.<\/li>\n<\/ul>\n<h3 style=\"color: #2c3e50; font-weight: bold; margin-bottom: 20px;\">Bola de Neve vs. Bancarrota (Fal\u00eancia): Qual \u00e9 o ideal para voc\u00ea?<\/h3>\n<p style=\"font-size: 18px; margin-bottom: 25px;\">Enquanto o m\u00e9todo Bola de Neve \u00e9 poderoso para quem tem renda extra, ele exige que voc\u00ea pague 100% do valor principal mais juros. <strong>A Lei de Fal\u00eancias (Cap\u00edtulo 7 ou Cap\u00edtulo 13)<\/strong> \u00e9 uma ferramenta legal desenhada para quem n\u00e3o consegue pagar suas d\u00edvidas de forma realista. Ela pode parar as liga\u00e7\u00f5es de cobran\u00e7a imediatamente e, potencialmente, eliminar suas d\u00edvidas de cart\u00e3o de cr\u00e9dito e empr\u00e9stimos.<\/p>\n<div style=\"background-color: #f4f8fb; border-left: 5px solid #0c71c3; padding: 25px; margin-top: 30px;\">\n<p style=\"font-size: 19px; font-weight: 600; margin-bottom: 15px; color: #0c71c3;\">N\u00e3o deixe as d\u00edvidas controlarem sua vida para sempre.<\/p>\n<p style=\"font-size: 17px; margin-bottom: 20px;\">Se os n\u00fameros nesta calculadora parecem imposs\u00edveis, entre em contato com <strong>Juan Burgos Law<\/strong> hoje mesmo. Oferecemos avalia\u00e7\u00f5es gratuitas e confidenciais (em portugu\u00eas) para ajudar voc\u00ea a entender se um recome\u00e7o legal \u00e9 o seu melhor caminho.<\/p>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; module_class=&#8221;pac-dtocm-exclude&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f7f7f7&#8243; custom_padding=&#8221;|30px||30px|false|false&#8221; global_module=&#8221;82&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; max_width=&#8221;800px&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|800|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_font_size=&#8221;40px&#8221; header_3_font=&#8221;|800|||||||&#8221; header_3_font_size=&#8221;30px&#8221; header_2_font_size_tablet=&#8221;50px&#8221; header_2_font_size_phone=&#8221;40px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; header_3_font_size_tablet=&#8221;25px&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: left;\"><span>Defendendo seus direitos e interesses<\/span><\/h2>\n<p>&nbsp;<\/p>\n<h3 style=\"text-align: left;\"><span>Para garantir seus direitos e compensa\u00e7\u00f5es<\/span><\/h3>\n<p>[\/et_pb_text][et_pb_text content_last_edited=&#8221;off|desktop&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_3_font_size=&#8221;20px&#8221; custom_padding=&#8221;20px||||false|false&#8221; header_3_font_size_tablet=&#8221;17px&#8221; header_3_font_size_phone=&#8221;15px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 class=\"LC20lb MBeuO DKV0Md\"><strong>Mais de uma d\u00e9cada de experi\u00eancia em Acidentes de Ve\u00edculos e Direito de Fal\u00eancias<\/strong><\/h3>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_contact_form use_spam_service=&#8221;on&#8221; recaptcha_list=&#8221;Default|Default-0&#8243; email=&#8221;info@juanburgoslaw.com&#8221; title=&#8221;Fa\u00e7a uma avalia\u00e7\u00e3o gratuita hoje mesmo!&#8221; custom_message=&#8221;%%Name%%||et_pb_line_break_holder||%%Email%%||et_pb_line_break_holder||%%Telephone%%||et_pb_line_break_holder||%%Message%%&#8221; success_message=&#8221;Estamos aqui para ajudar! Recebemos sua mensagem e responderemos assim que poss\u00edvel.&#8221; submit_button_text=&#8221;Envie&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; _unique_id=&#8221;f4c954a5-44c4-4293-8cd9-749960806feb&#8221; title_level=&#8221;h2&#8243; title_font=&#8221;|&#8211;et_global_heading_font_weight|||||||&#8221; title_text_align=&#8221;center&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#000000&#8243; button_bg_color=&#8221;#EDF000&#8243; button_border_width=&#8221;0px&#8221; module_alignment=&#8221;left&#8221; custom_padding=&#8221;|20px|20px|20px|false|false&#8221; title_font_size_tablet=&#8221;22px&#8221; title_font_size_phone=&#8221;20px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_contact_field field_id=&#8221;Name&#8221; field_title=&#8221;Nome&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; 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button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;][\/et_pb_contact_field][et_pb_contact_field field_id=&#8221;Email&#8221; field_title=&#8221;Endere\u00e7o de E-mail&#8221; field_type=&#8221;email&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; form_field_background_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;][\/et_pb_contact_field][et_pb_contact_field field_id=&#8221;Telephone&#8221; field_title=&#8221;Telefone de contato&#8221; fullwidth_field=&#8221;on&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; form_field_background_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_contact_field][et_pb_contact_field field_id=&#8221;Message&#8221; field_title=&#8221;Mensagem &#8221; field_type=&#8221;text&#8221; fullwidth_field=&#8221;on&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; form_field_background_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;][\/et_pb_contact_field][\/et_pb_contact_form][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 class=\"LC20lb MBeuO DKV0Md\" style=\"text-align: center;\"><span>Consulta Gratuita<\/span><\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\"><span>A qualidade e o resultado da nossa assist\u00eancia legal depender\u00e3o de fatores espec\u00edficos relacionados aos seus casos individuais.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; module_class=&#8221;pac-dtocm-exclude&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; global_module=&#8221;8956&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_icon font_icon=&#8221;&#xf5e1;||fa||900&#8243; icon_color=&#8221;#E02B20&#8243; icon_width=&#8221;75px&#8221; url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjEwNyJ9fQ==@&#8221; icon_width_tablet=&#8221;65px&#8221; icon_width_phone=&#8221;55px&#8221; icon_width_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.2&#8243; _dynamic_attributes=&#8221;url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_icon][et_pb_text _builder_version=&#8221;4.27.2&#8243; _dynamic_attributes=&#8221;link_option_url&#8221; _module_preset=&#8221;default&#8221; link_option_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjEwNyJ9fQ==@&#8221; header_3_font_size_tablet=&#8221;20px&#8221; header_3_font_size_phone=&#8221;18px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\"><span>Acidente de Ve\u00edculo<\/span><\/h3>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_icon font_icon=&#8221;&#xf4df;||fa||900&#8243; icon_color=&#8221;#E02B20&#8243; icon_width=&#8221;70px&#8221; url=&#8221;https:\/\/juanburgoslaw.com\/pt-br\/veiculos-pesados\/&#8221; icon_width_tablet=&#8221;65px&#8221; icon_width_phone=&#8221;55px&#8221; icon_width_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_icon][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; link_option_url=&#8221;https:\/\/juanburgoslaw.com\/pt-br\/veiculos-pesados\/&#8221; hover_enabled=&#8221;0&#8243; header_3_font_size_tablet=&#8221;20px&#8221; header_3_font_size_phone=&#8221;18px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h3 style=\"text-align: center;\"><span>Acidente de Caminh\u00e3o<\/span><\/h3>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_icon font_icon=&#8221;&#xf21c;||fa||900&#8243; icon_color=&#8221;#E02B20&#8243; icon_width=&#8221;75px&#8221; url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjE1NCJ9fQ==@&#8221; icon_width_tablet=&#8221;65px&#8221; icon_width_phone=&#8221;55px&#8221; icon_width_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.2&#8243; _dynamic_attributes=&#8221;url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_icon][et_pb_text _builder_version=&#8221;4.27.2&#8243; _dynamic_attributes=&#8221;link_option_url&#8221; _module_preset=&#8221;default&#8221; link_option_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjE1NCJ9fQ==@&#8221; header_3_font_size_tablet=&#8221;20px&#8221; header_3_font_size_phone=&#8221;18px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\"><span>Acidente de Motocicleta<\/span><\/h3>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.26.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_icon font_icon=&#8221;&#xf4e8;||fa||400&#8243; icon_color=&#8221;#E02B20&#8243; icon_width=&#8221;75px&#8221; url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjcwIn19@&#8221; icon_width_tablet=&#8221;65px&#8221; icon_width_phone=&#8221;55px&#8221; icon_width_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.2&#8243; _dynamic_attributes=&#8221;url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_icon][et_pb_text _builder_version=&#8221;4.27.2&#8243; _dynamic_attributes=&#8221;link_option_url&#8221; _module_preset=&#8221;default&#8221; link_option_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjcwIn19@&#8221; header_3_font_size_tablet=&#8221;20px&#8221; header_3_font_size_phone=&#8221;18px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\"><span>Fal\u00eancia<\/span><\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>O que \u00e9 o M\u00e9todo Bola de Neve? \u00c9 uma estrat\u00e9gia de pagamento de d\u00edvidas onde voc\u00ea lista suas contas da menor para a maior. Voc\u00ea paga o m\u00ednimo em todas, exceto na menor, onde voc\u00ea aplica todo o dinheiro extra dispon\u00edvel. Ao quitar a primeira, voc\u00ea rola esse pagamento para a pr\u00f3xima, criando uma &#8220;bola de neve&#8221; de pagamentos que acelera sua sa\u00edda das d\u00edvidas.<\/p>\n","protected":false},"author":1,"featured_media":8640,"parent":0,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"class_list":["post-8624","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/juanburgoslaw.com\/pt-br\/wp-json\/wp\/v2\/pages\/8624","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/juanburgoslaw.com\/pt-br\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/juanburgoslaw.com\/pt-br\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/juanburgoslaw.com\/pt-br\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/juanburgoslaw.com\/pt-br\/wp-json\/wp\/v2\/comments?post=8624"}],"version-history":[{"count":0,"href":"https:\/\/juanburgoslaw.com\/pt-br\/wp-json\/wp\/v2\/pages\/8624\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/juanburgoslaw.com\/pt-br\/wp-json\/wp\/v2\/media\/8640"}],"wp:attachment":[{"href":"https:\/\/juanburgoslaw.com\/pt-br\/wp-json\/wp\/v2\/media?parent=8624"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}