Florida Motorcycle Accident Lawyer | Biker Injury Attorney

Riding a motorcycle in Florida is a way of life, but it comes with unique risks. From the busy streets of Orlando to the open roads of Ocala, motorcyclists are often “invisible” to distracted drivers. When a crash happens, the injuries are catastrophic—and the legal battle is even harder.

In 2026, Florida laws have changed. The new 51% Comparative Negligence Rule and the aggressive “Helmet Defense” used by insurance companies mean you need more than just a lawyer; you need a strategic partner.

Juan Burgos Law fights the bias against bikers. We know you aren’t reckless; you are a victim of negligence. We help you recover the compensation you need to rebuild your life.

Why Motorcycle Cases Are Different (2026 Laws)

Motorcycle accidents are legally distinct from car crashes in three critical ways:

1. No PIP “Safety Net”

Unlike car drivers, motorcyclists in Florida are not required to carry Personal Injury Protection (PIP) insurance. This means you don’t have an automatic $10,000 for medical bills. We must pursue the at-fault driver immediately for every dollar of your care.

2. The “Helmet Defense”

In Florida, if you are over 21 and have insurance, you can legally ride without a helmet. However, insurance companies will argue that your failure to wear one contributed to your injuries. We fight back with medical experts to prove that your injuries (like broken bones or road rash) would have happened regardless of the helmet.

3. The “51% Rule” Trap

Under Florida’s new modified comparative negligence law, if a jury finds you were 51% or more at fault (e.g., for speeding or lane splitting), you get $0. We use accident reconstruction to prove the car driver violated your right of way.

Common Motorcycle Accident Injuries We Handle

Bikers have no steel cage to protect them. We specialize in high-stakes injury cases including:

The “Left Turn” Accident: Proving Liability

The most common motorcycle crash happens when a car turns left in front of a biker, violating their right of way. The driver always says, “I didn’t see him.”

This is not a defense; it is negligence. We use:

• ECR Data (Black Box): To prove your speed was legal.
• Video Footage: From traffic cams or nearby businesses.
• Witness Statements: To confirm you had the green light.

Finding Insurance Coverage for Bikers

Since you don’t have PIP, finding coverage is our top priority. We look for:

• The At-Fault Driver’s Bodily Injury (BI) Policy.
• Your Uninsured Motorist (UM) Coverage: Crucial in Florida where 1 in 4 drivers are uninsured.
• Commercial Policies: If the other driver was working (Uber, Amazon, Delivery).