Personal Injury Claims

Personal injury claims steps to follow

If you’ve been involved in an accident or injured due to someone else’s negligence in Orlando, Florida, understanding the personal injury claims process is crucial. This guide will walk you through the steps to take and what to expect when filing a claim.

Step 1: Seek Medical Attention (Even if You’re Not Seriously Hurt)

After an accident, it’s essential to seek medical attention, even if you feel fine. Some injuries might not be immediately apparent, and delaying medical treatment can lead to more severe consequences. This will also help establish a record of your injuries for your personal injury claims.

• Visit the emergency room or urgent care center
• Schedule a follow-up appointment with your primary care physician
• Keep detailed records of all medical treatments and expenses

Step 2: Document Everything

Gather as much information as possible about the incident for your personal injury claim:

• Take photos or videos of the accident scene
• Record witness statements (if applicable)
• Collect contact details from witnesses and any other relevant parties
• Keep a detailed account of events leading up to and following the accident

Step 3: Contact Your Insurance Company

Notify your insurance provider about the incident as soon as possible. This is usually done through a phone call or online submission.

• Provide them with all necessary documentation (e.g., police report, medical records)
• Be prepared to answer questions about the accident and its consequences
• Keep detailed records of all communication with insurance companies

Step 4: Consult with an Attorney

While not mandatory, consulting with a personal injury claim attorney can greatly benefit your case. They’ll help you:

• Determine liability
• Assess potential compensation
• Navigate the claims process
• Represent you in negotiations with insurance companies or opposing parties

Step 5: Receive and Respond to Insurance Offers for your Personal Injury Claim

The insurance company will typically send an initial settlement offer for your personal injury claim. If you’re not satisfied, your attorney can help you negotiate a better deal.

• Review the offer carefully (with your attorney’s guidance)
• Decide whether to accept, reject, or counteroffer
• Keep detailed records of all communication with insurance companies

Step 6: Pursue Litigation if Necessary for your Personal Injury Claim

If negotiations fail, and you believe the insurance company is being unreasonable about your personal injury claim, your attorney may recommend taking the case to court. This can be a lengthy process, but it may lead to a more favorable outcome.

• Understand the litigation process
• Be prepared for a potentially lengthy trial
• Keep detailed records of all communication with opposing parties

Important Reminders:

• Keep detailed records of all communication with insurance companies and opposing parties
• Follow up on any outstanding issues or concerns
• Be patient throughout the claims process, as it can take time to resolve

References:

1. Florida Bar – Personal Injury Law: This website offers an overview of personal injury law in Florida, including the process for filing a claim and potential compensation.
   • URL: https://www.floridabar.org/
2. American Bar Association (ABA) – Personal Injury: This website provides an overview of personal injury law, including the process for filing a claim and potential compensation.
   • URL: https://www.americanbar.org/groups/public_education/resources/law_issues_for_consumers/personalinjury/