Jan 26, 2025 | Bankruptcy
Home - Blog Table of Contents 2 3 FirstHeading1. Proof of Income (The "Means Test" Key)2. Tax Returns3. Asset and Property List4. List of All Your Creditors5. Credit Counseling CertificateWhat If I Can't Find Something?Ready to Start Your Fresh Start? Filing for...
Jan 8, 2025 | Auto Accident
Home - Auto Accident Table of Contents 2 3 FirstHeading1. The "3.5 Times More" Statistic2. The "Comparative Fault" Trap (51% Rule)3. The 2-Year Deadline (Statute of Limitations)4. Finding "Hidden" Money5. Negotiating Your Medical BillsConclusion: It’s Not an Expense,...
Dec 19, 2024 | Bankruptcy
Home - Blog Table of Contents 2 3 FirstHeadingThe "Means Test": Your Gateway to Chapter 7What if I Make More Than the Limit?Chapter 13: The Solution for High-Income EarnersWill My Employer Know?Conclusion: Income is Not a BarrierDo You Qualify? One of the biggest...
Dec 18, 2024 | Bankruptcy
Home - Bankruptcy - Page 2 Table of Contents 2 3 FirstHeadingThe Failure Rate is Shockingly High3 Fatal Mistakes of "DIY" Bankruptcy1. The "No Exit" Trap2. Failing the Means Test3. Using "Petition Preparers" (Notarios)What an Attorney Actually DoesConclusion: Don't...
Dec 16, 2024 | Bankruptcy
Home - Bankruptcy - Page 2 Table of Contents 2 3 FirstHeadingWhy Are Filings Surging in 2026?1. The Insurance & Housing Crisis2. High Interest Rates3. Aggressive Debt CollectionChapter 7 vs. Chapter 13: What Are People Choosing?2026 Income Limits (The Means Test)Asset...
Oct 29, 2024 | Auto Accident
Home - Auto Accident Table of Contents 2 3 FirstHeadingStep 1: Medical Treatment (Months 1-6)Step 2: The Demand Package (Month 6-7)Step 3: Negotiations (Months 7-9)Step 4: Litigation (If Necessary)Step 5: Settlement and Payment (Month 9-12)Tax-Free Money?Don't Settle...
Oct 11, 2024 | Bankruptcy
Home - Bankruptcy - Page 2 Table of Contents 2 3 FirstHeadingCan I Keep My House? (The Homestead Exemption)What Happens to My Car? (2026 Update)1. If Your Car is Paid Off2. If You Are Still Paying for the CarThe "Wildcard" Exemption: Your Secret WeaponConclusion:...
Aug 12, 2024 | Personal Injury
Home - Personal Injury Table of Contents 2 3 FirstHeadingStep 1: Immediate Action & The 14-Day RuleStep 2: Investigation & Evidence PreservationStep 3: Calculating Your DamagesStep 4: Negotiations & The "51% Rule"Step 5: Litigation (The 2-Year Deadline)Conclusion:...