Lake Butler Bankruptcy Attorney
Juan Burgos, Esq.
Fighting for Your Rights!
Fighting For Your Rights
To ensure you receive what’s owed to you
More than a decade of expertise in Auto Accidents and Bankruptcy Law
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Results may vary depending on your specific facts and legal circumstances.
Bankruptcy in Lake Butler, FL: Your Path to Financial Recovery with Juan Burgos
Feeling overwhelmed by debt and unsure where to turn? You’re not alone. Many Lake Butler, FL residents face financial challenges that seem insurmountable. But there is hope – bankruptcy might be the solution you’ve been searching for. As a dedicated Lake Butler FL bankruptcy attorney, Juan Burgos has helped countless individuals like you regain control of their lives and achieve financial freedom.
Understanding Your Bankruptcy Options: Chapter 7 vs. Chapter 13
The first step in overcoming your debt challenges is understanding the different types of bankruptcy available to Lake Butler residents. Two popular options are Chapter 7 and Chapter 13. Let’s dive into each one:
Chapter 7 Bankruptcy: A Quick Fresh Start
- Purpose: Liquidation of non-exempt assets to pay off debts.
- Benefits:
- Fast process (usually 4-6 months).
- Most unsecured debts discharged, including credit card debt, medical bills, and personal loans.
- Keep certain exempt property, like your home, car, and personal belongings, thanks to Florida’s generous exemption laws.
- Requirements:
- Pass the means test – compare your income to Florida’s median income figures.
- Complete a certified credit counseling course within 180 days before filing for bankruptcy.
Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts.
Chapter 13 Bankruptcy: Reorganize Your Debts and Keep Your Property
- Purpose: Develop a repayment plan to pay off some or all of your debts over time.
- Benefits:
- Keeps creditors at bay while you repay debt according to the court-approved plan.
- Allows you to catch up on missed payments, like mortgage or car loan installments.
- Some debts may be discharged upon completion of the repayment plan (usually 3-5 years).
- Requirements:
- Regular income to fund the repayment plan.
- Complete a certified credit counseling course.
Chapter 13 allows individuals to keep their property by repaying creditors through a repayment plan.
His strategy was outstanding—he carefully reviewed my case, prepared all the documents with precision, and represented me with great dedication. Thanks to his hard work, my case was resolved successfully. The outcome not only gave me financial relief but also peace of mind.
I highly recommend this attorney to anyone going through bankruptcy. He not only won my case but also gave me confidence and reassurance throughout the entire process. I am truly grateful.
Ana Lidia Celorrio Moro .
Juan was always available to answer my calls and never made me feel like a burden. Whenever I had questions or didn’t fully understand something, he patiently explained it in a way that made me feel informed and confident. He is not only an incredible lawyer but also a genuinely kind and friendly person who truly has his clients’ best interests at heart.
What stood out the most to me was how smoothly the entire process went—something I never expected after such a stressful accident. Thanks to Juan’s dedication and expertise, I was able to focus on healing while he handled the hard work behind the scenes.
I highly recommend Attorney Juan Burgos to anyone in need of a lawyer who truly cares, communicates clearly, and fights for the best outcome possible. He turned what could have been an overwhelming process into a positive experience, and I am so grateful for everything he did for me.
100 por ciento recomendado
Fue muy claro y es muy serio con respecto a los resultados que tuvo mi caso . Por lo tanto lo recomiendo ampliamente.
I had an excellent experience with Juan Buenos Law Office during my bankruptcy process. From the beginning, they treated me with professionalism, respect, and clarity. The attorney explained every step patiently and gave me peace of mind during a very difficult time. He was always available to answer my questions, and I felt supported throughout the entire process. I 100% recommend this law firm to anyone who needs legal help with honesty and dedication.
Florida Bankruptcy Laws and Procedures: What You Need to Know
The Sunshine State has its unique bankruptcy laws and procedures. Here’s what you need to know as a Lake Butler resident:
- Exemptions: Florida allows debtors to keep more property than federal exemptions, including unlimited equity in your primary residence (homestead exemption).
- Means Test: Florida uses its own median income figures to determine if you pass the means test for Chapter 7 bankruptcy.
- Credit Counseling: You must complete a certified credit counseling course within 180 days before filing for bankruptcy.
The Benefits of Filing for Bankruptcy in Lake Butler, FL
- Immediate Relief: An automatic stay goes into effect once you file for bankruptcy, stopping most collection activities and lawsuits.
- Debt Elimination: Many unsecured debts can be discharged, giving you a fresh start and financial freedom.
- Keep Your Property: Depending on the bankruptcy chapter and Florida’s exemptions, you may keep most or all of your assets.
- Stop Foreclosure & Repossessions: Bankruptcy can provide temporary relief from foreclosure and repossession proceedings, giving you time to catch up on payments.
Why Choose Juan Burgos for Your Lake Butler FL Bankruptcy Case?
- Experience: With years of dedicated practice in bankruptcy law, Attorney Juan Burgos knows the ins and outs of Florida’s bankruptcy system and Lake Butler courts.
- Expertise: Focusing solely on bankruptcy law allows our firm to provide specialized representation tailored to your unique financial situation.
- Client-Centered Approach: We understand that each client has different needs and goals. That’s why we take the time to listen and create personalized solutions for every case.
Take Control of Your Finances Today: Schedule a Free Consultation with Lake Butler FL Bankruptcy Attorney Juan Burgos
Don’t let debt control your life any longer. Take the first step towards financial freedom by contacting our Lake Butler FL bankruptcy attorney, Juan Burgos, today! Our initial consultation is free and confidential.
Call us now at (123) 456-7890 or fill out our online form to schedule your appointment. Let’s start rebuilding your future together!
Personal Bankruptcy
Florida residents can seek personal bankruptcy to cancel their debts and get a second chance. Our team of specialized property law attorneys will guide you through the process and help you determine if bankruptcy is right for you.
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Business Bankruptcy
Business Bankruptcy In Florida, businesses can also file for business bankruptcy (Chapter 11) to reorganize their finances and pay part or all of their debt. Our team of specialized property law attorneys will guide you through the process and help you determine if bankruptcy is right for your business.
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Frequently Asked Questions (FAQs)
What is the difference between Chapter 7 and Chapter 13 bankruptcy?
The main differences between Chapter 7 and Chapter 13 bankruptcies are the length of time they take to complete, the type of debt that can be discharged, and how your assets are treated. Chapter 7 bankruptcy is a quicker process (usually 4-6 months) designed to liquidate non-exempt assets to pay off debts, while Chapter 13 involves creating a repayment plan lasting 3-5 years.
What are the benefits of filing for bankruptcy in Lake Butler, FL?
- Immediate Relief: Once you file for bankruptcy, an automatic stay goes into effect, stopping most collection activities and lawsuits.
- Debt Elimination: Many unsecured debts can be discharged, giving you a fresh start and financial freedom.
- Keep Your Property: Depending on the bankruptcy chapter and Florida’s exemptions, you may keep most or all of your assets. Florida allows debtors to keep more property than federal exemptions, including unlimited equity in your primary residence (homestead exemption).
- Stop Foreclosure & Repossessions: Bankruptcy can provide temporary relief from foreclosure and repossession proceedings, giving you time to catch up on payments.
How does the means test work in Florida for Chapter 7 bankruptcy?
The means test determines if you qualify for Chapter 7 bankruptcy by comparing your income to Florida’s median income figures. If your income is below the median, you may qualify for Chapter 7. If it’s above the median, you might need to consider Chapter 13 or other options.
What is the role of credit counseling in the bankruptcy process?
In Florida, completing a certified credit counseling course within 180 days before filing for bankruptcy is a mandatory requirement. This course helps you understand your financial situation and learn about credit and debt management.
How can Lake Butler residents find an experienced bankruptcy attorney?
When looking for an experienced Lake Butler FL bankruptcy attorney, ask friends or family for recommendations, check online reviews, and look for attorneys with a proven track record in handling bankruptcy cases. Attorney Juan Burgos has years of dedicated practice in bankruptcy law, making him an excellent choice.
Please note that this is general information and not specific legal advice. If you’re considering bankruptcy or have questions about your situation, I encourage you to consult with an experienced attorney who can provide personalized guidance based on your unique circumstances.
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How Bankruptcy Works in Florida
Regain Control of Your Finances with Ease
Results may vary depending on the specific circumstances of each case.
Step #1
Submit Your Case
With a free financial situation evaluation, we can start helping you regain control of your life.
Step #2
We Get Started
Our team begins to investigate and evaluate your financial situation.
Step #3
We Fight for Your Rights
Bankruptcy is a right in the United States. With our help, we present your case to the bankruptcy court.
Practice Areas
At our firm, we are dedicated to fighting for your rights and ensuring you receive fair compensation. Our areas of expertise include personal injury law, including auto accidents, motorcycle accidents, and trucking accidents, as well as personal and business bankruptcy cases.