Osceola Bankruptcy Attorney
Juan Burgos, Esq.
Fighting for Your Rights!
Fighting For Your Rights
To ensure you receive what’s owed to you
More than a decade of expertise in Auto Accidents and Bankruptcy Law
Get a free case evaluation today!
Free Consultation
Results may vary depending on your specific facts and legal circumstances.
His strategy was outstanding—he carefully reviewed my case, prepared all the documents with precision, and represented me with great dedication. Thanks to his hard work, my case was resolved successfully. The outcome not only gave me financial relief but also peace of mind.
I highly recommend this attorney to anyone going through bankruptcy. He not only won my case but also gave me confidence and reassurance throughout the entire process. I am truly grateful.
Ana Lidia Celorrio Moro .
Juan was always available to answer my calls and never made me feel like a burden. Whenever I had questions or didn’t fully understand something, he patiently explained it in a way that made me feel informed and confident. He is not only an incredible lawyer but also a genuinely kind and friendly person who truly has his clients’ best interests at heart.
What stood out the most to me was how smoothly the entire process went—something I never expected after such a stressful accident. Thanks to Juan’s dedication and expertise, I was able to focus on healing while he handled the hard work behind the scenes.
I highly recommend Attorney Juan Burgos to anyone in need of a lawyer who truly cares, communicates clearly, and fights for the best outcome possible. He turned what could have been an overwhelming process into a positive experience, and I am so grateful for everything he did for me.
100 por ciento recomendado
Osceola Bankruptcy Laws & Procedures: Florida-Specific Information
Florida has its own set of bankruptcy laws and procedures that may differ from other states. For instance, Florida allows you to choose between federal and state exemptions to protect your property during bankruptcy. Some key differences include:
- Homestead Exemption: Florida offers unlimited protection for your home’s equity (up to 160 acres for rural properties or one-half acre for urban properties) under state law.
- Motor Vehicle Exemption: You can exempt up to $5,000 of vehicle equity using federal exemptions or up to $1,000 with state exemptions.
Benefits of Filing for Bankruptcy in Osceola County
- Stop Collection Actions: An automatic stay goes into effect as soon as you file for bankruptcy, halting wage garnishments, foreclosures, and repossessions.
- Eliminate Debt: Many types of debt are discharged in bankruptcy, providing a fresh financial start.
- Keep Property: Depending on the type of bankruptcy filed and your specific circumstances, you may be able to keep valuable assets like your home and car.
- Repair Credit: While bankruptcy can initially lower your credit score, it also gives you the opportunity to start rebuilding your credit history by responsibly managing new credit accounts.
Why Choose Expert Osceola Bankruptcy Attorney Juan Burgos?
When facing financial challenges, it’s crucial to have an experienced and dedicated advocate on your side. Here’s why attorney Juan Burgos stands out:
- Expertise: With years of experience focusing solely on bankruptcy law in Florida, Attorney Burgos knows the ins and outs of the process and can help you navigate it with confidence.
- Personalized Attention: We understand that every case is unique. That’s why we take the time to listen to your specific needs and tailor our approach to meet them.
- Client-Centered Approach: Our firm prioritizes client satisfaction above all else. We keep you informed throughout the process, ensuring you always know what’s happening with your case.
Take the First Step Towards Your Fresh Start Today!
Don’t let debt control your life any longer. Take the first step towards a better financial future by contacting our office today and scheduling your free consultation with Attorney Juan Burgos.
Personal Bankruptcy
Florida residents can seek personal bankruptcy to cancel their debts and get a second chance. Our team of specialized property law attorneys will guide you through the process and help you determine if bankruptcy is right for you.
Click for more information
Business Bankruptcy
Business Bankruptcy In Florida, businesses can also file for business bankruptcy (Chapter 11) to reorganize their finances and pay part or all of their debt. Our team of specialized property law attorneys will guide you through the process and help you determine if bankruptcy is right for your business.
Click for more information
Frequently Asked Questions (FAQs)
What is the difference between Chapter 7 and Chapter 13 Bankruptcy?
Chapter 7 Bankruptcy, also known as liquidation bankruptcy, involves selling non-exempt assets to pay off creditors. Chapter 13 Bankruptcy, also known as reorganization bankruptcy, involves creating a repayment plan to pay off some or all of your debts over three to five years.
Can I keep my property if I file for Chapter 7 Bankruptcy?
Yes, you can keep most of your property in Chapter 7 Bankruptcy. However, non-exempt assets may be sold to pay off creditors. You can exempt up to $160 acres for rural properties or one-half acre for urban properties under Florida’s Homestead Exemption.
How long does a Chapter 13 repayment plan last?
A Chapter 13 repayment plan typically lasts three to five years. During this time, you’ll make monthly payments according to your repayment plan, with any remaining dischargeable debts being eliminated at the end.
Can I discharge student loans in Bankruptcy?
Generally, no. Student loans are considered non-dischargeable debts and cannot be erased through bankruptcy. However, there may be some exceptions for federal loans or private loans that are predatory or unfair.
Will filing for Bankruptcy affect my credit score?
Yes, filing for Bankruptcy can negatively impact your credit score. However, the effect on your credit score will depend on the type of Bankruptcy you file for and how long it takes to recover from the Bankruptcy.
Can I file for Chapter 7 Bankruptcy if I have a steady income?
Yes, you can still file for Chapter 7 Bankruptcy even if you have a steady income. However, your income will be compared to the median income in Florida using the means test. If your income is above the median income, you may not qualify for Chapter 7 Bankruptcy.
Note that these FAQs are general information and should not be taken as legal advice. It’s always best to consult with a qualified attorney to determine which type of Bankruptcy is right for you and to ensure compliance with Florida law.
Call Now
Click to call 407-505-4190
Contact us today for a free consultation!
Don’t speak to insurance company representatives or sign documents before consulting with us about your legal rights
How Bankruptcy Works in Florida
Regain Control of Your Finances with Ease
Results may vary depending on the specific circumstances of each case.
Step #1
Submit Your Case
With a free financial situation evaluation, we can start helping you regain control of your life.
Step #2
We Get Started
Our team begins to investigate and evaluate your financial situation.
Step #3
We Fight for Your Rights
Bankruptcy is a right in the United States. With our help, we present your case to the bankruptcy court.
Practice Areas
At our firm, we are dedicated to fighting for your rights and ensuring you receive fair compensation. Our areas of expertise include personal injury law, including auto accidents, motorcycle accidents, and trucking accidents, as well as personal and business bankruptcy cases.