Jan 27, 2026 | Bankruptcy
Home - Blog Table of Contents 2 3 FirstHeadingFlorida Timeline & Recovery Guide (2026)The Rule of Years: Chapter 7 vs. Chapter 13Chapter 7 BankruptcyChapter 13 BankruptcyMyth vs. Reality: Life After the "Discharge"Roadmap to a 700+ ScoreCritical Steps to Clean...
Jan 17, 2026 | Bankruptcy
Home - Bankruptcy Table of Contents 2 3 FirstHeadingWhat is a Reaffirmation Agreement? (In Plain English)The Core Dilemma: Keep the Car or Ditch the Debt?The "Ride-Through" Option (And Why It's Risky)The Serious Risks of Reaffirming in 2026When MIGHT it Make Sense to...
Jan 7, 2026 | Truck Accidents / Litigation Strategy
Home - Truck Accidents / Litigation Strategy Table of Contents 2 3 FirstHeading1. The "Sudden Deceleration" Event2. Speed Governor Audits3. The "Spoliation" Race Against Time4. Hours of Service (HOS) VerificationWhy You Need a Lawyer Who Speaks "Data"Fighting For Your...
Dec 23, 2025 | Bankruptcy
Home - Bankruptcy Table of Contents 2 3 FirstHeadingWhat is "722 Redemption" in Bankruptcy?Requirements to Qualify in Florida (2025-2026)How Do I Pay the Lump Sum if I'm Bankrupt?The Legal Process in the Middle District of FloridaPros and Cons✅ Pros❌ ConsIs Redemption...
Dec 20, 2025 | Auto Accident
Home - Auto Accident Table of Contents 2 3 FirstHeadingThe New 2-Year Rule (Florida Statute § 95.11)⚠️ The "Forever Bar" WarningWhy You Cannot Afford to "Wait and See" in 2026Exceptions to the Rule (They Are Rare)Wrongful Death vs. Injury ClaimsDon't Let the Clock Run...
Dec 17, 2025 | Bankruptcy
Home - Bankruptcy Table of Contents 2 3 FirstHeadingWhy Are Filings Surging in 2026?1. The Insurance & Housing Crisis2. High Interest Rates3. Aggressive Debt CollectionChapter 7 vs. Chapter 13: What Are People Choosing?2026 Income Limits (The Means Test)Asset...
Apr 23, 2025 | Bankruptcy
Home - Bankruptcy Table of Contents 2 3 FirstHeadingCan I Keep My House? (The Homestead Exemption)What Happens to My Car? (2026 Update)1. If Your Car is Paid Off2. If You Are Still Paying for the CarThe "Wildcard" Exemption: Your Secret WeaponConclusion: Don't Guess...
Apr 23, 2025 | Bankruptcy
Home - Bankruptcy Table of Contents 2 3 FirstHeadingThe "Automatic Stay": Your Immediate ShieldThe Critical Exception: "Judgment of Possession"Chapter 7 vs. Chapter 13 for TenantsChapter 7: Buying TimeChapter 13: Staying in Your HomeFlorida Eviction Timeline...
Feb 20, 2025 | Bankruptcy
Home - Bankruptcy Table of Contents 2 3 FirstHeadingWhy Does the Trustee Want My Refund?The "Pro-Rata" Rule ExplainedHow to Protect Your Money in Florida1. The Earned Income Tax Credit (EITC)2. The "Wildcard" Exemption3. The "Spend Down" StrategyChapter 13 and Tax...
Feb 16, 2025 | Bankruptcy
Home - Bankruptcy Table of Contents 2 3 FirstHeadingUSCIS & "Good Moral Character" in 2026The Two "Red Flags" for Immigration1. Failure to Pay Taxes2. Failure to Support Dependents (Child Support)Does Bankruptcy Look Like Fraud?The N-400 Interview: What to...
