by Juan Burgos | Dec 17, 2025 | Bankruptcy
Home - Bankruptcy Table of Contents 2 3 FirstHeadingWhy Are Filings Surging in 2026?1. The Insurance & Housing Crisis2. High Interest Rates3. Aggressive Debt CollectionChapter 7 vs. Chapter 13: What Are People Choosing?2026 Income Limits (The Means Test)Asset...
by Juan Burgos | Apr 23, 2025 | Bankruptcy
Home - Blog Table of Contents 2 3 FirstHeadingCan I Keep My House? (The Homestead Exemption)What Happens to My Car? (2026 Update)1. If Your Car is Paid Off2. If You Are Still Paying for the CarThe "Wildcard" Exemption: Your Secret WeaponConclusion: Don't Guess with...
by Juan Burgos | Apr 23, 2025 | Bankruptcy
Home - Blog Table of Contents 2 3 FirstHeadingThe "Automatic Stay": Your Immediate ShieldThe Critical Exception: "Judgment of Possession"Chapter 7 vs. Chapter 13 for TenantsChapter 7: Buying TimeChapter 13: Staying in Your HomeFlorida Eviction Timeline (2026)Don't...
by Juan Burgos | Feb 20, 2025 | Bankruptcy
Home - Blog Table of Contents 2 3 FirstHeadingWhy Does the Trustee Want My Refund?The "Pro-Rata" Rule ExplainedHow to Protect Your Money in Florida1. The Earned Income Tax Credit (EITC)2. The "Wildcard" Exemption3. The "Spend Down" StrategyChapter 13 and Tax...
by Juan Burgos | Feb 16, 2025 | Bankruptcy
Home - Blog Table of Contents 2 3 FirstHeadingUSCIS & "Good Moral Character" in 2026The Two "Red Flags" for Immigration1. Failure to Pay Taxes2. Failure to Support Dependents (Child Support)Does Bankruptcy Look Like Fraud?The N-400 Interview: What to ExpectConclusion:...
by Juan Burgos | Jan 26, 2025 | Bankruptcy
Home - Blog Table of Contents 2 3 FirstHeading1. Proof of Income (The "Means Test" Key)2. Tax Returns3. Asset and Property List4. List of All Your Creditors5. Credit Counseling CertificateWhat If I Can't Find Something?Ready to Start Your Fresh Start? Filing for...
by Juan Burgos | Jan 8, 2025 | Auto Accident
Home - Blog Table of Contents 2 3 FirstHeading1. The "3.5 Times More" Statistic2. The "Comparative Fault" Trap (51% Rule)3. The 2-Year Deadline (Statute of Limitations)4. Finding "Hidden" Money5. Negotiating Your Medical BillsConclusion: It’s Not an Expense, It’s an...
by Juan Burgos | Dec 19, 2024 | Bankruptcy
Home - Blog Table of Contents 2 3 FirstHeadingThe "Means Test": Your Gateway to Chapter 7What if I Make More Than the Limit?Chapter 13: The Solution for High-Income EarnersWill My Employer Know?Conclusion: Income is Not a BarrierDo You Qualify? One of the biggest...
by Juan Burgos | Dec 18, 2024 | Bankruptcy
Home - Blog Table of Contents 2 3 FirstHeadingThe Failure Rate is Shockingly High3 Fatal Mistakes of "DIY" Bankruptcy1. The "No Exit" Trap2. Failing the Means Test3. Using "Petition Preparers" (Notarios)What an Attorney Actually DoesConclusion: Don't Gamble with Your...
by Juan Burgos | Dec 16, 2024 | Bankruptcy
Home - Blog Table of Contents 2 3 FirstHeadingWhy Are Filings Surging in 2026?1. The Insurance & Housing Crisis2. High Interest Rates3. Aggressive Debt CollectionChapter 7 vs. Chapter 13: What Are People Choosing?2026 Income Limits (The Means Test)Asset Protection...
